Bamberg County, South Carolina Natural Disaster Risk

FEMA National Risk Index assessment · SC

Low

Composite Risk Score

46.5

National percentile: 46th

Bamberg County faces low composite natural disaster risk (NRI Risk Index score 46.5, 46th national percentile), driven primarily by hurricane and hail exposure. Expected annual loss across all 18 hazard types is $9M.

Source: FEMA National Risk Index v1.20 · Updated December 2025

Risk Overview

Bamberg County carries a low composite natural disaster risk, with a National Risk Index score of 46.5 out of 100 — placing it in the 46th national percentile and below the national average for natural-disaster risk. The score blends Expected Annual Loss, Social Vulnerability, and Community Resilience across all 18 FEMA hazard types.

The county's risk is driven primarily by hurricane (tropical cyclones bringing extreme wind, rain, and storm surge) at Medium risk — $4M in expected annual loss and about 0.23 events per year; hail (ice stones from severe thunderstorms that damage property and crops) at Medium risk — $1M in expected annual loss and about 3.42 events per year; and earthquake (ground shaking from sudden movement along geologic faults) at Low risk — $973K in expected annual loss and about 0.00 events per year. Across all hazards, FEMA estimates $9M in expected annual loss for a population of 13K.

Beyond physical exposure, Bamberg County has a very high social vulnerability rating (how susceptible the population is to harm) and a low community resilience rating (its capacity to prepare for and recover from disasters). That combination — a more vulnerable population with limited resilience — can amplify the human cost of any given event.

The federal record bears this out: Bamberg County has received 28 federal disaster declarations since 1977, including 13 for hurricane events and 3 for tropical storm events. The most recent was Severe Winter Storm (winter storm), declared in January 2026.

Among 46 South Carolina counties, Bamberg County ranks #36 for overall natural disaster risk.

Expected Annual Loss $9M Annualized county-level EAL
Social Vulnerability Very High Population sensitivity
Community Resilience Low Capacity to recover
Population 13K Latest estimate

Top Hazards

Medium $4M/yr
Medium $1M/yr
Low $973K/yr

All 18 Hazard Risks

Hurricane Medium 0.23 / yr$4M
Hail Medium 3.42 / yr$1M
Earthquake Low 0.00 / yr$973K
Strong Wind Medium 4.59 / yr$451K
Ice Storm Low 0.97 / yr$77K
Drought Low 22.05 / yr$141K
Wildfire Very Low 0.00 / yr$42K
Heat Wave Low 5.21 / yr$242K
Tornado Low 0.26 / yr$436K
Lightning Low 63.24 / yr$81K
Riverine Flood Very Low 0.25 / yr$2M
Winter Weather Very Low 1.21 / yr$11K
Cold Wave Very Low 0.21 / yr$93K
Landslide Very Low 0.09 / yr$17
Avalanche Very Low 0.00 / yr$0
Coastal Flood Very Low 0.00 / yr$0
Tsunami Very Low 0.00 / yr$0
Volcanic Activity Very Low 0.00 / yr$0

Disaster History

Bamberg County has received 28 federal disaster declarations since 1977, most recently Severe Winter Storm in January 2026. Most frequent causes: Hurricane (13), Tropical Storm (3), Severe Storm (3).

DeclaredTypeDisaster
January 2026Winter StormSevere Winter Storm
January 2025FloodSevere Storms and Flooding
September 2024HurricaneHurricane Helene
September 2024Tropical StormTropical Storm Debby
September 2024Tropical StormHurricane Helene
August 2024Tropical StormHurricane Debby
August 2023HurricaneHurricane Idalia
November 2022HurricaneHurricane Ian
September 2022HurricaneHurricane Ian
March 2020BiologicalCovid-19 Pandemic

Showing the 10 most recent of 28 declarations.

Source: FEMA Disaster Declarations Summaries (OpenFEMA).

Frequently Asked Questions

What is the overall natural disaster risk for Bamberg County?

Bamberg County has a composite FEMA National Risk Index score of 46.5 out of 100, placing it in the Low category and the 46th national percentile. This combines Expected Annual Loss, Social Vulnerability, and Community Resilience across 18 hazard types.

What are the top natural hazards in Bamberg County?

The three highest-rated hazards are Hurricane (Medium, $4M EAL), Hail (Medium, $1M EAL), Earthquake (Low, $973K EAL). These account for most of the county's expected annual losses.

How does Bamberg County compare to other South Carolina counties?

Bamberg County ranks #36 of 46 South Carolina counties for overall natural disaster risk, with a low rating.

How many federally declared disasters has Bamberg County had?

FEMA records 28 federal disaster declarations for Bamberg County since 1977, most often 13 for hurricane events and 3 for tropical storm events. The most recent was Severe Winter Storm, declared in January 2026.

What does Expected Annual Loss (EAL) mean?

EAL is FEMA's estimate of average annual dollar losses from natural hazards, calculated from historical event data and exposure models. Bamberg County's $9M EAL is a statistical average, not a guarantee for any specific year or address.