Union County

Pennsylvania — Natural Disaster Risk Assessment

Low

Composite Risk Score

55.2

National percentile: 55th

Union County faces low composite natural disaster risk (NRI Risk Index score 55.2, 55th national percentile), driven primarily by strong wind and winter weather exposure. Expected annual loss across all 18 hazard types is $14M.

Source: FEMA National Risk Index v1.20 · Updated December 2025

Expected Annual Loss $14M Annualized county-level EAL
Social Vulnerability High Population sensitivity
Community Resilience High Capacity to recover
Population 43K Latest estimate

Top Hazards

Strong Wind
Medium $1M/yr
Winter Weather
Medium $165K/yr
Hurricane
Low $706K/yr

All 18 Hazard Risks

Strong Wind Medium 3.10 / yr $1M
Winter Weather Medium 12.81 / yr $165K
Hurricane Low 0.05 / yr $706K
Riverine Flood Low 1.32 / yr $11M
Landslide Low 0.28 / yr $3K
Lightning Low 33.70 / yr $208K
Heat Wave Low 2.79 / yr $225K
Earthquake Very Low 0.00 / yr $149K
Tornado Low 0.12 / yr $499K
Avalanche Very Low 0.01 / yr $108
Cold Wave Very Low 1.42 / yr $188K
Ice Storm Very Low 0.10 / yr $13K
Wildfire Very Low 0.00 / yr $3K
Hail Very Low 1.57 / yr $24K
Coastal Flood Very Low 0.00 / yr $0
Drought Very Low 0.00 / yr $0
Tsunami Very Low 0.00 / yr $0
Volcanic Activity Very Low 0.00 / yr $0

Frequently Asked Questions

What is the overall natural disaster risk for Union County?

Union County has a composite FEMA National Risk Index score of 55.2 out of 100, placing it in the Low category and the 55th national percentile. This combines Expected Annual Loss, Social Vulnerability, and Community Resilience across 18 hazard types.

What are the top natural hazards in Union County?

The three highest-rated hazards are Strong Wind (Medium, $1M EAL), Winter Weather (Medium, $165K EAL), Hurricane (Low, $706K EAL). These account for most of the county's expected annual losses.

How does Union County compare to other Pennsylvania counties?

Union County ranks #50 of 67 Pennsylvania counties for overall natural disaster risk, with a low rating.

What does Expected Annual Loss (EAL) mean?

EAL is FEMA's estimate of average annual dollar losses from natural hazards, calculated from historical event data and exposure models. Union County's $14M EAL is a statistical average, not a guarantee for any specific year or address.