Lake County

Oregon — Natural Disaster Risk Assessment

Very Low

Composite Risk Score

19.1

National percentile: 19th

Lake County faces very low composite natural disaster risk (NRI Risk Index score 19.1, 19th national percentile), driven primarily by wildfire and winter weather exposure. Expected annual loss across all 18 hazard types is $6M.

Source: FEMA National Risk Index v1.20 · Updated December 2025

Expected Annual Loss $6M Annualized county-level EAL
Social Vulnerability Medium Population sensitivity
Community Resilience Very Low Capacity to recover
Population 8K Latest estimate

Top Hazards

Wildfire
Medium $1M/yr
Winter Weather
Medium $154K/yr
Volcanic Activity
Very Low $212/yr

All 18 Hazard Risks

Wildfire Medium 0.00 / yr $1M
Winter Weather Medium 19.31 / yr $154K
Volcanic Activity Very Low 0.00 / yr $212
Earthquake Low 0.02 / yr $818K
Landslide Very Low 2.16 / yr $777
Avalanche Very Low 0.01 / yr $211
Riverine Flood Low 0.18 / yr $4M
Heat Wave Very Low 2.64 / yr $77K
Lightning Very Low 15.40 / yr $62K
Drought Very Low 124.03 / yr $4K
Cold Wave Very Low 0.16 / yr $89K
Ice Storm Very Low 0.01 / yr $4K
Hail Very Low 0.11 / yr $17K
Tornado Very Low 0.08 / yr $3K
Strong Wind Very Low 0.02 / yr $2K
Coastal Flood Very Low 0.00 / yr $0
Hurricane Very Low 0.00 / yr $0
Tsunami Very Low 0.00 / yr $0

Frequently Asked Questions

What is the overall natural disaster risk for Lake County?

Lake County has a composite FEMA National Risk Index score of 19.1 out of 100, placing it in the Very Low category and the 19th national percentile. This combines Expected Annual Loss, Social Vulnerability, and Community Resilience across 18 hazard types.

What are the top natural hazards in Lake County?

The three highest-rated hazards are Wildfire (Medium, $1M EAL), Winter Weather (Medium, $154K EAL), Volcanic Activity (Very Low, $212 EAL). These account for most of the county's expected annual losses.

How does Lake County compare to other Oregon counties?

Lake County ranks #33 of 36 Oregon counties for overall natural disaster risk, with a very low rating.

What does Expected Annual Loss (EAL) mean?

EAL is FEMA's estimate of average annual dollar losses from natural hazards, calculated from historical event data and exposure models. Lake County's $6M EAL is a statistical average, not a guarantee for any specific year or address.