Montgomery County
Ohio — Natural Disaster Risk Assessment
MediumComposite Risk Score
National percentile: 93th
Montgomery County faces medium composite natural disaster risk (NRI Risk Index score 92.7, 93th national percentile), driven primarily by strong wind and ice storm exposure. Expected annual loss across all 18 hazard types is $119M.
Source: FEMA National Risk Index v1.20 · Updated December 2025
Top Hazards
All 18 Hazard Risks
| Strong Wind | High | 2.42 / yr | $4M |
| Ice Storm | Very High | 1.15 / yr | $2M |
| Hail | High | 3.51 / yr | $3M |
| Riverine Flood | High | 2.39 / yr | $80M |
| Cold Wave | High | 4.16 / yr | $11M |
| Lightning | High | 46.91 / yr | $1M |
| Tornado | High | 0.31 / yr | $9M |
| Winter Weather | High | 11.26 / yr | $480K |
| Earthquake | Medium | 0.00 / yr | $6M |
| Heat Wave | Medium | 5.05 / yr | $3M |
| Landslide | Low | 0.12 / yr | $4K |
| Hurricane | Very Low | 0.01 / yr | $66K |
| Wildfire | Very Low | 0.00 / yr | $32K |
| Drought | Very Low | 0.35 / yr | $16K |
| Avalanche | Very Low | 0.00 / yr | $0 |
| Coastal Flood | Very Low | 0.00 / yr | $0 |
| Tsunami | Very Low | 0.00 / yr | $0 |
| Volcanic Activity | Very Low | 0.00 / yr | $0 |
Frequently Asked Questions
What is the overall natural disaster risk for Montgomery County?
Montgomery County has a composite FEMA National Risk Index score of 92.7 out of 100, placing it in the Medium category and the 93th national percentile. This combines Expected Annual Loss, Social Vulnerability, and Community Resilience across 18 hazard types.
What are the top natural hazards in Montgomery County?
The three highest-rated hazards are Strong Wind (High, $4M EAL), Ice Storm (Very High, $2M EAL), Hail (High, $3M EAL). These account for most of the county's expected annual losses.
How does Montgomery County compare to other Ohio counties?
Montgomery County ranks #4 of 88 Ohio counties for overall natural disaster risk, with a medium rating.
What does Expected Annual Loss (EAL) mean?
EAL is FEMA's estimate of average annual dollar losses from natural hazards, calculated from historical event data and exposure models. Montgomery County's $119M EAL is a statistical average, not a guarantee for any specific year or address.