Delaware County, Ohio Natural Disaster Risk

FEMA National Risk Index assessment · OH

Low

Composite Risk Score

78.8

National percentile: 79th

Delaware County faces low composite natural disaster risk (NRI Risk Index score 78.8, 79th national percentile), driven primarily by hail and winter weather exposure. Expected annual loss across all 18 hazard types is $69M.

Source: FEMA National Risk Index v1.20 · Updated December 2025

Risk Overview

Overall natural disaster risk in Delaware County is low, with a National Risk Index score of 78.8 out of 100 — placing it in the 79th national percentile and below the national average for natural-disaster risk. The score blends Expected Annual Loss, Social Vulnerability, and Community Resilience across all 18 FEMA hazard types.

Risk here concentrates in hail (ice stones from severe thunderstorms that damage property and crops) at Medium risk — $3M in expected annual loss and about 3.28 events per year; winter weather (heavy snow, blizzards, and hazardous winter conditions) at High risk — $603K in expected annual loss and about 11.68 events per year; and ice storm (freezing rain that coats surfaces in heavy, damaging ice) at High risk — $1M in expected annual loss and about 0.60 events per year. Across all hazards, FEMA estimates $69M in expected annual loss for a population of 213K.

Beyond physical exposure, Delaware County has a very low social vulnerability rating (how susceptible the population is to harm) and a very high community resilience rating (its capacity to prepare for and recover from disasters). A less vulnerable population paired with strong resilience helps the community absorb and recover from events.

The county's disaster history tells the same story: Delaware County has received 15 federal disaster declarations since 1965, including 6 for severe storm events and 3 for tornado events. The most recent was Tornadoes (tornado), declared in May 2024.

Among 88 Ohio counties, Delaware County ranks #13 for overall natural disaster risk.

Expected Annual Loss $69M Annualized county-level EAL
Social Vulnerability Very Low Population sensitivity
Community Resilience Very High Capacity to recover
Population 213K Latest estimate

Top Hazards

Medium $3M/yr
High $603K/yr
High $1M/yr

All 18 Hazard Risks

Hail Medium 3.28 / yr$3M
Winter Weather High 11.68 / yr$603K
Ice Storm High 0.60 / yr$1M
Riverine Flood Medium 1.71 / yr$49M
Tornado Medium 0.24 / yr$7M
Lightning Medium 43.66 / yr$1M
Strong Wind Medium 1.92 / yr$2M
Heat Wave Low 3.58 / yr$2M
Earthquake Low 0.00 / yr$1M
Landslide Very Low 0.09 / yr$2K
Cold Wave Low 4.53 / yr$1M
Hurricane Very Low 0.01 / yr$20K
Wildfire Very Low 0.00 / yr$21K
Drought Very Low 0.11 / yr$732
Avalanche Very Low 0.00 / yr$0
Coastal Flood Very Low 0.00 / yr$0
Tsunami Very Low 0.00 / yr$0
Volcanic Activity Very Low 0.00 / yr$0

Disaster History

Delaware County has received 15 federal disaster declarations since 1965, most recently Tornadoes in May 2024. Most frequent causes: Severe Storm (6), Tornado (3), Snowstorm (3).

DeclaredTypeDisaster
May 2024TornadoTornadoes
March 2020BiologicalCovid-19 Pandemic
March 2020BiologicalCovid-19
June 2012Severe StormSevere Storms
October 2008Severe StormSevere Wind Storm Associated with Tropical Depression Ike
April 2008SnowstormRecord Snow and Near Record Snow
September 2005HurricaneHurricane Katrina Evacuation
February 2005Severe StormSevere Winter Storms, Flooding, and Mudslides
January 2005SnowstormSnow
September 2004Severe StormSevere Storms and Flooding

Showing the 10 most recent of 15 declarations.

Source: FEMA Disaster Declarations Summaries (OpenFEMA).

Frequently Asked Questions

What is the overall natural disaster risk for Delaware County?

Delaware County has a composite FEMA National Risk Index score of 78.8 out of 100, placing it in the Low category and the 79th national percentile. This combines Expected Annual Loss, Social Vulnerability, and Community Resilience across 18 hazard types.

What are the top natural hazards in Delaware County?

The three highest-rated hazards are Hail (Medium, $3M EAL), Winter Weather (High, $603K EAL), Ice Storm (High, $1M EAL). These account for most of the county's expected annual losses.

How does Delaware County compare to other Ohio counties?

Delaware County ranks #13 of 88 Ohio counties for overall natural disaster risk, with a low rating.

How many federally declared disasters has Delaware County had?

FEMA records 15 federal disaster declarations for Delaware County since 1965, most often 6 for severe storm events and 3 for tornado events. The most recent was Tornadoes, declared in May 2024.

What does Expected Annual Loss (EAL) mean?

EAL is FEMA's estimate of average annual dollar losses from natural hazards, calculated from historical event data and exposure models. Delaware County's $69M EAL is a statistical average, not a guarantee for any specific year or address.