Currituck County

North Carolina — Natural Disaster Risk Assessment

Very Low

Composite Risk Score

18.1

National percentile: 18th

Currituck County faces very low composite natural disaster risk (NRI Risk Index score 18.1, 18th national percentile), driven primarily by hurricane and winter weather exposure. Expected annual loss across all 18 hazard types is $11M.

Source: FEMA National Risk Index v1.20 · Updated December 2025

Expected Annual Loss $11M Annualized county-level EAL
Social Vulnerability Very Low Population sensitivity
Community Resilience Very High Capacity to recover
Population 28K Latest estimate

Top Hazards

Hurricane
Low $3M/yr
Winter Weather
Medium $182K/yr
Lightning
Medium $494K/yr

All 18 Hazard Risks

Hurricane Low 0.29 / yr $3M
Winter Weather Medium 2.61 / yr $182K
Lightning Medium 40.56 / yr $494K
Coastal Flood Low 3.22 / yr $612K
Wildfire Very Low 0.00 / yr $112K
Heat Wave Very Low 6.32 / yr $338K
Ice Storm Very Low 0.59 / yr $38K
Riverine Flood Very Low 0.50 / yr $5M
Earthquake Very Low 0.00 / yr $53K
Tornado Very Low 0.19 / yr $439K
Cold Wave Very Low 0.51 / yr $298K
Drought Very Low 0.24 / yr $3K
Strong Wind Very Low 0.54 / yr $215K
Hail Very Low 1.23 / yr $54K
Landslide Very Low 0.03 / yr $43
Avalanche Very Low 0.00 / yr $0
Tsunami Very Low 0.00 / yr $0
Volcanic Activity Very Low 0.00 / yr $0

Frequently Asked Questions

What is the overall natural disaster risk for Currituck County?

Currituck County has a composite FEMA National Risk Index score of 18.1 out of 100, placing it in the Very Low category and the 18th national percentile. This combines Expected Annual Loss, Social Vulnerability, and Community Resilience across 18 hazard types.

What are the top natural hazards in Currituck County?

The three highest-rated hazards are Hurricane (Low, $3M EAL), Winter Weather (Medium, $182K EAL), Lightning (Medium, $494K EAL). These account for most of the county's expected annual losses.

How does Currituck County compare to other North Carolina counties?

Currituck County ranks #98 of 100 North Carolina counties for overall natural disaster risk, with a very low rating.

What does Expected Annual Loss (EAL) mean?

EAL is FEMA's estimate of average annual dollar losses from natural hazards, calculated from historical event data and exposure models. Currituck County's $11M EAL is a statistical average, not a guarantee for any specific year or address.