Franklin County

New York — Natural Disaster Risk Assessment

Low

Composite Risk Score

48.9

National percentile: 49th

Franklin County faces low composite natural disaster risk (NRI Risk Index score 48.9, 49th national percentile), driven primarily by ice storm and earthquake exposure. Expected annual loss across all 18 hazard types is $14M.

Source: FEMA National Risk Index v1.20 · Updated December 2025

Expected Annual Loss $14M Annualized county-level EAL
Social Vulnerability Medium Population sensitivity
Community Resilience High Capacity to recover
Population 48K Latest estimate

Top Hazards

Ice Storm
Medium $382K/yr
Earthquake
Low $1M/yr
Landslide
Low $9K/yr

All 18 Hazard Risks

Ice Storm Medium 0.49 / yr $382K
Earthquake Low 0.00 / yr $1M
Landslide Low 1.61 / yr $9K
Riverine Flood Low 1.32 / yr $11M
Lightning Medium 22.82 / yr $398K
Hurricane Very Low 0.01 / yr $144K
Winter Weather Low 20.42 / yr $75K
Avalanche Very Low 0.01 / yr $642
Cold Wave Low 5.36 / yr $678K
Heat Wave Very Low 0.68 / yr $102K
Strong Wind Low 0.57 / yr $209K
Tornado Very Low 0.05 / yr $198K
Wildfire Very Low 0.00 / yr $6K
Hail Very Low 0.59 / yr $8K
Coastal Flood Very Low 0.00 / yr $0
Drought Very Low 0.00 / yr $0
Tsunami Very Low 0.00 / yr $0
Volcanic Activity Very Low 0.00 / yr $0

Frequently Asked Questions

What is the overall natural disaster risk for Franklin County?

Franklin County has a composite FEMA National Risk Index score of 48.9 out of 100, placing it in the Low category and the 49th national percentile. This combines Expected Annual Loss, Social Vulnerability, and Community Resilience across 18 hazard types.

What are the top natural hazards in Franklin County?

The three highest-rated hazards are Ice Storm (Medium, $382K EAL), Earthquake (Low, $1M EAL), Landslide (Low, $9K EAL). These account for most of the county's expected annual losses.

How does Franklin County compare to other New York counties?

Franklin County ranks #52 of 62 New York counties for overall natural disaster risk, with a low rating.

What does Expected Annual Loss (EAL) mean?

EAL is FEMA's estimate of average annual dollar losses from natural hazards, calculated from historical event data and exposure models. Franklin County's $14M EAL is a statistical average, not a guarantee for any specific year or address.