Fallon County

Montana — Natural Disaster Risk Assessment

Very Low

Composite Risk Score

5.4

National percentile: 5th

Fallon County faces very low composite natural disaster risk (NRI Risk Index score 5.4, 5th national percentile), driven primarily by cold wave and winter weather exposure. Expected annual loss across all 18 hazard types is $4M.

Source: FEMA National Risk Index v1.20 · Updated December 2025

Expected Annual Loss $4M Annualized county-level EAL
Social Vulnerability Very Low Population sensitivity
Community Resilience Low Capacity to recover
Population 3K Latest estimate

Top Hazards

Cold Wave
Medium $3M/yr
Winter Weather
Low $116K/yr
Wildfire
Very Low $93K/yr

All 18 Hazard Risks

Cold Wave Medium 8.16 / yr $3M
Winter Weather Low 16.32 / yr $116K
Wildfire Very Low 0.00 / yr $93K
Hail Very Low 2.19 / yr $126K
Drought Very Low 54.59 / yr $6K
Ice Storm Very Low 0.16 / yr $19K
Landslide Very Low 0.50 / yr $80
Heat Wave Very Low 1.95 / yr $39K
Tornado Very Low 0.18 / yr $98K
Lightning Very Low 32.11 / yr $38K
Strong Wind Very Low 1.33 / yr $83K
Earthquake Very Low 0.00 / yr $10K
Riverine Flood Very Low 0.43 / yr $1M
Avalanche Very Low 0.00 / yr $0
Coastal Flood Very Low 0.00 / yr $0
Hurricane Very Low 0.00 / yr $0
Tsunami Very Low 0.00 / yr $0
Volcanic Activity Very Low 0.00 / yr $0

Frequently Asked Questions

What is the overall natural disaster risk for Fallon County?

Fallon County has a composite FEMA National Risk Index score of 5.4 out of 100, placing it in the Very Low category and the 5th national percentile. This combines Expected Annual Loss, Social Vulnerability, and Community Resilience across 18 hazard types.

What are the top natural hazards in Fallon County?

The three highest-rated hazards are Cold Wave (Medium, $3M EAL), Winter Weather (Low, $116K EAL), Wildfire (Very Low, $93K EAL). These account for most of the county's expected annual losses.

How does Fallon County compare to other Montana counties?

Fallon County ranks #45 of 56 Montana counties for overall natural disaster risk, with a very low rating.

What does Expected Annual Loss (EAL) mean?

EAL is FEMA's estimate of average annual dollar losses from natural hazards, calculated from historical event data and exposure models. Fallon County's $4M EAL is a statistical average, not a guarantee for any specific year or address.