Holmes County
Mississippi — Natural Disaster Risk Assessment
LowComposite Risk Score
National percentile: 50th
Holmes County faces low composite natural disaster risk (NRI Risk Index score 49.8, 50th national percentile), driven primarily by drought and tornado exposure. Expected annual loss across all 18 hazard types is $9M.
Source: FEMA National Risk Index v1.20 · Updated December 2025
Top Hazards
All 18 Hazard Risks
| Drought | Medium | 15.28 / yr | $671K |
| Tornado | Medium | 0.86 / yr | $3M |
| Hail | Low | 3.51 / yr | $350K |
| Strong Wind | Medium | 2.94 / yr | $577K |
| Lightning | Medium | 66.97 / yr | $293K |
| Cold Wave | Medium | 1.05 / yr | $1M |
| Heat Wave | Low | 16.53 / yr | $505K |
| Earthquake | Low | 0.00 / yr | $436K |
| Hurricane | Low | 0.07 / yr | $238K |
| Landslide | Low | 0.63 / yr | $2K |
| Ice Storm | Low | 1.08 / yr | $70K |
| Wildfire | Very Low | 0.00 / yr | $41K |
| Winter Weather | Low | 3.16 / yr | $32K |
| Riverine Flood | Very Low | 0.79 / yr | $2M |
| Avalanche | Very Low | 0.00 / yr | $0 |
| Coastal Flood | Very Low | 0.00 / yr | $0 |
| Tsunami | Very Low | 0.00 / yr | $0 |
| Volcanic Activity | Very Low | 0.00 / yr | $0 |
Frequently Asked Questions
What is the overall natural disaster risk for Holmes County?
Holmes County has a composite FEMA National Risk Index score of 49.8 out of 100, placing it in the Low category and the 50th national percentile. This combines Expected Annual Loss, Social Vulnerability, and Community Resilience across 18 hazard types.
What are the top natural hazards in Holmes County?
The three highest-rated hazards are Drought (Medium, $671K EAL), Tornado (Medium, $3M EAL), Hail (Low, $350K EAL). These account for most of the county's expected annual losses.
How does Holmes County compare to other Mississippi counties?
Holmes County ranks #44 of 82 Mississippi counties for overall natural disaster risk, with a low rating.
What does Expected Annual Loss (EAL) mean?
EAL is FEMA's estimate of average annual dollar losses from natural hazards, calculated from historical event data and exposure models. Holmes County's $9M EAL is a statistical average, not a guarantee for any specific year or address.