Hubbard County, Minnesota Natural Disaster Risk
FEMA National Risk Index assessment · MN
Very LowComposite Risk Score
National percentile: 35th
Hubbard County faces very low composite natural disaster risk (NRI Risk Index score 35.2, 35th national percentile), driven primarily by landslide and winter weather exposure. Expected annual loss across all 18 hazard types is $11M.
Source: FEMA National Risk Index v1.20 · Updated December 2025
Risk Overview
Hubbard County carries a very low composite natural disaster risk, with a National Risk Index score of 35.2 out of 100 — placing it in the 35th national percentile and among the lowest-risk counties in the country. The score blends Expected Annual Loss, Social Vulnerability, and Community Resilience across all 18 FEMA hazard types.
Risk here concentrates in landslide (downhill movement of rock, soil, and debris on unstable slopes) at Low risk — $9K in expected annual loss and about 0.34 events per year; winter weather (heavy snow, blizzards, and hazardous winter conditions) at Medium risk — $155K in expected annual loss and about 17.53 events per year; and drought (extended dry periods that stress water supplies and agriculture) at Medium risk — $454K in expected annual loss and about 13.64 events per year. Across all hazards, FEMA estimates $11M in expected annual loss for a population of 21K.
Beyond physical exposure, Hubbard County has a low social vulnerability rating (how susceptible the population is to harm) and a medium community resilience rating (its capacity to prepare for and recover from disasters). Both measures sit toward the lower end, indicating relatively modest population sensitivity.
The county's disaster history tells the same story: Hubbard County has received 10 federal disaster declarations since 1976, including 5 for severe storm events and 2 for biological events. The most recent was Covid-19 Pandemic (biological), declared in April 2020.
Among 87 Minnesota counties, Hubbard County ranks #50 for overall natural disaster risk.
Top Hazards
All 18 Hazard Risks
| Landslide | Low | 0.34 / yr | $9K |
| Winter Weather | Medium | 17.53 / yr | $155K |
| Drought | Medium | 13.64 / yr | $454K |
| Wildfire | Low | 0.00 / yr | $131K |
| Cold Wave | Low | 15.43 / yr | $1M |
| Riverine Flood | Low | 0.29 / yr | $8M |
| Strong Wind | Low | 1.75 / yr | $483K |
| Tornado | Low | 0.38 / yr | $773K |
| Hail | Low | 2.96 / yr | $144K |
| Lightning | Low | 28.15 / yr | $101K |
| Heat Wave | Very Low | 0.68 / yr | $71K |
| Ice Storm | Very Low | 0.01 / yr | $16K |
| Earthquake | Very Low | 0.00 / yr | $4K |
| Avalanche | Very Low | 0.00 / yr | $0 |
| Coastal Flood | Very Low | 0.00 / yr | $0 |
| Hurricane | Very Low | 0.00 / yr | $0 |
| Tsunami | Very Low | 0.00 / yr | $0 |
| Volcanic Activity | Very Low | 0.00 / yr | $0 |
Disaster History
Hubbard County has received 10 federal disaster declarations since 1976, most recently Covid-19 Pandemic in April 2020. Most frequent causes: Severe Storm (5), Biological (2), Hurricane (1).
| Declared | Type | Disaster |
|---|---|---|
| April 2020 | Biological | Covid-19 Pandemic |
| March 2020 | Biological | Covid-19 |
| April 2009 | Severe Storm | Severe Storms and Flooding |
| September 2005 | Hurricane | Hurricane Katrina Evacuation |
| June 2002 | Severe Storm | Severe Storms, Flooding and Tornadoes |
| July 1999 | Severe Storm | Severe Storms, Winds, and Flooding |
| April 1997 | Flood | Severe Flooding, High Winds,Severe Storms |
| January 1997 | Severe Storm | Severe Winter Storms |
| August 1995 | Severe Storm | Severe Thunderstorms, Winds, Flooding, Tornadoes, and Heat |
| June 1976 | Drought | Drought |
Source: FEMA Disaster Declarations Summaries (OpenFEMA).
Frequently Asked Questions
What is the overall natural disaster risk for Hubbard County?
Hubbard County has a composite FEMA National Risk Index score of 35.2 out of 100, placing it in the Very Low category and the 35th national percentile. This combines Expected Annual Loss, Social Vulnerability, and Community Resilience across 18 hazard types.
What are the top natural hazards in Hubbard County?
The three highest-rated hazards are Landslide (Low, $9K EAL), Winter Weather (Medium, $155K EAL), Drought (Medium, $454K EAL). These account for most of the county's expected annual losses.
How does Hubbard County compare to other Minnesota counties?
Hubbard County ranks #50 of 87 Minnesota counties for overall natural disaster risk, with a very low rating.
How many federally declared disasters has Hubbard County had?
FEMA records 10 federal disaster declarations for Hubbard County since 1976, most often 5 for severe storm events and 2 for biological events. The most recent was Covid-19 Pandemic, declared in April 2020.
What does Expected Annual Loss (EAL) mean?
EAL is FEMA's estimate of average annual dollar losses from natural hazards, calculated from historical event data and exposure models. Hubbard County's $11M EAL is a statistical average, not a guarantee for any specific year or address.