Faribault County, Minnesota Natural Disaster Risk

FEMA National Risk Index assessment · MN

Low

Composite Risk Score

45.5

National percentile: 46th

Faribault County faces low composite natural disaster risk (NRI Risk Index score 45.5, 46th national percentile), driven primarily by drought and winter weather exposure. Expected annual loss across all 18 hazard types is $13M.

Source: FEMA National Risk Index v1.20 · Updated December 2025

Risk Overview

FEMA's National Risk Index rates Faribault County at low composite risk, with a National Risk Index score of 45.5 out of 100 — placing it in the 46th national percentile and below the national average for natural-disaster risk. The score blends Expected Annual Loss, Social Vulnerability, and Community Resilience across all 18 FEMA hazard types.

Risk here concentrates in drought (extended dry periods that stress water supplies and agriculture) at High risk — $2M in expected annual loss and about 13.43 events per year; winter weather (heavy snow, blizzards, and hazardous winter conditions) at Medium risk — $198K in expected annual loss and about 21.37 events per year; and hail (ice stones from severe thunderstorms that damage property and crops) at Medium risk — $646K in expected annual loss and about 4.50 events per year. Across all hazards, FEMA estimates $13M in expected annual loss for a population of 14K.

Beyond physical exposure, Faribault County has a medium social vulnerability rating (how susceptible the population is to harm) and a very high community resilience rating (its capacity to prepare for and recover from disasters). A less vulnerable population paired with strong resilience helps the community absorb and recover from events.

History supports the rating: Faribault County has received 22 federal disaster declarations since 1965, including 9 for flood events and 7 for severe storm events. The most recent was Severe Storms and Flooding (flood), declared in June 2024.

Among 87 Minnesota counties, Faribault County ranks #36 for overall natural disaster risk.

Expected Annual Loss $13M Annualized county-level EAL
Social Vulnerability Medium Population sensitivity
Community Resilience Very High Capacity to recover
Population 14K Latest estimate

Top Hazards

High $2M/yr
Medium $198K/yr
Medium $646K/yr

All 18 Hazard Risks

Drought High 13.43 / yr$2M
Winter Weather Medium 21.37 / yr$198K
Hail Medium 4.50 / yr$646K
Strong Wind Medium 3.70 / yr$955K
Cold Wave Medium 10.58 / yr$2M
Tornado Low 0.59 / yr$1M
Riverine Flood Low 0.82 / yr$6M
Heat Wave Very Low 4.79 / yr$167K
Ice Storm Low 0.43 / yr$35K
Landslide Very Low 0.08 / yr$290
Lightning Low 39.31 / yr$85K
Earthquake Very Low 0.00 / yr$14K
Wildfire Very Low 0.00 / yr$3K
Avalanche Very Low 0.00 / yr$0
Coastal Flood Very Low 0.00 / yr$0
Hurricane Very Low 0.00 / yr$0
Tsunami Very Low 0.00 / yr$0
Volcanic Activity Very Low 0.00 / yr$0

Disaster History

Faribault County has received 22 federal disaster declarations since 1965, most recently Severe Storms and Flooding in June 2024. Most frequent causes: Flood (9), Severe Storm (7), Biological (2).

DeclaredTypeDisaster
June 2024FloodSevere Storms and Flooding
April 2020BiologicalCovid-19 Pandemic
March 2020BiologicalCovid-19
June 2019FloodSevere Winter Storm, Straight-Line Winds, and Flooding
September 2018FloodSevere Storms, Tornadoes, Straight-Line Winds, and Flooding
July 2014FloodSevere Storms, Straight-Line Winds, Flooding, Landslides, and Mudslides
July 2013Severe StormSevere Storms, Straight-Line Winds, and Flooding
October 2010Severe StormSevere Storms and Flooding
July 2010TornadoSevere Storms, Tornadoes, and Flooding
September 2005HurricaneHurricane Katrina Evacuation

Showing the 10 most recent of 22 declarations.

Source: FEMA Disaster Declarations Summaries (OpenFEMA).

Frequently Asked Questions

What is the overall natural disaster risk for Faribault County?

Faribault County has a composite FEMA National Risk Index score of 45.5 out of 100, placing it in the Low category and the 46th national percentile. This combines Expected Annual Loss, Social Vulnerability, and Community Resilience across 18 hazard types.

What are the top natural hazards in Faribault County?

The three highest-rated hazards are Drought (High, $2M EAL), Winter Weather (Medium, $198K EAL), Hail (Medium, $646K EAL). These account for most of the county's expected annual losses.

How does Faribault County compare to other Minnesota counties?

Faribault County ranks #36 of 87 Minnesota counties for overall natural disaster risk, with a low rating.

How many federally declared disasters has Faribault County had?

FEMA records 22 federal disaster declarations for Faribault County since 1965, most often 9 for flood events and 7 for severe storm events. The most recent was Severe Storms and Flooding, declared in June 2024.

What does Expected Annual Loss (EAL) mean?

EAL is FEMA's estimate of average annual dollar losses from natural hazards, calculated from historical event data and exposure models. Faribault County's $13M EAL is a statistical average, not a guarantee for any specific year or address.