Wayne County, Iowa Natural Disaster Risk
FEMA National Risk Index assessment · IA
Very LowComposite Risk Score
National percentile: 22th
Wayne County faces very low composite natural disaster risk (NRI Risk Index score 22.0, 22th national percentile), driven primarily by drought and landslide exposure. Expected annual loss across all 18 hazard types is $6M.
Source: FEMA National Risk Index v1.20 · Updated December 2025
Risk Overview
Wayne County carries a very low composite natural disaster risk, with a National Risk Index score of 22.0 out of 100 — placing it in the 22nd national percentile and among the lowest-risk counties in the country. The score blends Expected Annual Loss, Social Vulnerability, and Community Resilience across all 18 FEMA hazard types.
Most of Wayne County's expected losses come from drought (extended dry periods that stress water supplies and agriculture) at High risk — $2M in expected annual loss and about 14.15 events per year; landslide (downhill movement of rock, soil, and debris on unstable slopes) at Very Low risk — $2K in expected annual loss and about 0.21 events per year; and tornado (violently rotating columns of air capable of catastrophic local damage) at Low risk — $1M in expected annual loss and about 0.36 events per year. Across all hazards, FEMA estimates $6M in expected annual loss for a population of 6K.
Beyond physical exposure, Wayne County has a high social vulnerability rating (how susceptible the population is to harm) and a medium community resilience rating (its capacity to prepare for and recover from disasters). That combination — a more vulnerable population with limited resilience — can amplify the human cost of any given event.
The federal record bears this out: Wayne County has received 15 federal disaster declarations since 1973, including 6 for severe storm events and 5 for flood events. The most recent was Covid-19 Pandemic (biological), declared in March 2020.
Among 99 Iowa counties, Wayne County ranks #81 for overall natural disaster risk.
Top Hazards
All 18 Hazard Risks
| Drought | High | 14.15 / yr | $2M |
| Landslide | Very Low | 0.21 / yr | $2K |
| Tornado | Low | 0.36 / yr | $1M |
| Heat Wave | Low | 7.74 / yr | $326K |
| Hail | Low | 5.01 / yr | $213K |
| Cold Wave | Low | 4.47 / yr | $594K |
| Wildfire | Very Low | 0.00 / yr | $24K |
| Strong Wind | Low | 4.67 / yr | $318K |
| Ice Storm | Low | 0.36 / yr | $37K |
| Earthquake | Very Low | 0.00 / yr | $22K |
| Riverine Flood | Very Low | 2.71 / yr | $1M |
| Winter Weather | Very Low | 11.32 / yr | $7K |
| Lightning | Very Low | 45.94 / yr | $29K |
| Hurricane | Very Low | 0.01 / yr | $1K |
| Avalanche | Very Low | 0.00 / yr | $0 |
| Coastal Flood | Very Low | 0.00 / yr | $0 |
| Tsunami | Very Low | 0.00 / yr | $0 |
| Volcanic Activity | Very Low | 0.00 / yr | $0 |
Disaster History
Wayne County has received 15 federal disaster declarations since 1973, most recently Covid-19 Pandemic in March 2020. Most frequent causes: Severe Storm (6), Flood (5), Biological (2).
| Declared | Type | Disaster |
|---|---|---|
| March 2020 | Biological | Covid-19 Pandemic |
| March 2020 | Biological | Covid-19 |
| March 2019 | Flood | Severe Storms and Flooding |
| July 2015 | Severe Storm | Severe Storms, Tornadoes, Straight-Line Winds, and Flooding |
| July 2014 | Severe Storm | Severe Storms, Tornadoes, Straight-Line Winds, and Flooding |
| May 2013 | Flood | Severe Storms, Straight-Line Winds, and Flooding |
| July 2010 | Severe Storm | Severe Storms, Flooding, and Tornadoes |
| May 2008 | Severe Storm | Severe Storms, Tornadoes, and Flooding |
| January 2008 | Severe Ice Storm | Severe Winter Storm |
| September 2007 | Severe Storm | Severe Storms and Flooding |
Showing the 10 most recent of 15 declarations.
Source: FEMA Disaster Declarations Summaries (OpenFEMA).
Frequently Asked Questions
What is the overall natural disaster risk for Wayne County?
Wayne County has a composite FEMA National Risk Index score of 22.0 out of 100, placing it in the Very Low category and the 22th national percentile. This combines Expected Annual Loss, Social Vulnerability, and Community Resilience across 18 hazard types.
What are the top natural hazards in Wayne County?
The three highest-rated hazards are Drought (High, $2M EAL), Landslide (Very Low, $2K EAL), Tornado (Low, $1M EAL). These account for most of the county's expected annual losses.
How does Wayne County compare to other Iowa counties?
Wayne County ranks #81 of 99 Iowa counties for overall natural disaster risk, with a very low rating.
How many federally declared disasters has Wayne County had?
FEMA records 15 federal disaster declarations for Wayne County since 1973, most often 6 for severe storm events and 5 for flood events. The most recent was Covid-19 Pandemic, declared in March 2020.
What does Expected Annual Loss (EAL) mean?
EAL is FEMA's estimate of average annual dollar losses from natural hazards, calculated from historical event data and exposure models. Wayne County's $6M EAL is a statistical average, not a guarantee for any specific year or address.