Webster County, Georgia Natural Disaster Risk

FEMA National Risk Index assessment · GA

Very Low

Composite Risk Score

2.4

National percentile: 2th

Webster County faces very low composite natural disaster risk (NRI Risk Index score 2.4, 2th national percentile), driven primarily by drought and hurricane exposure. Expected annual loss across all 18 hazard types is $2M.

Source: FEMA National Risk Index v1.20 · Updated December 2025

Risk Overview

Overall natural disaster risk in Webster County is very low, with a National Risk Index score of 2.4 out of 100 — placing it in the 2nd national percentile and among the lowest-risk counties in the country. The score blends Expected Annual Loss, Social Vulnerability, and Community Resilience across all 18 FEMA hazard types.

Risk here concentrates in drought (extended dry periods that stress water supplies and agriculture) at Medium risk — $696K in expected annual loss and about 56.57 events per year; hurricane (tropical cyclones bringing extreme wind, rain, and storm surge) at Low risk — $215K in expected annual loss and about 0.11 events per year; and wildfire (uncontrolled fires that spread across wildland and into communities) at Very Low risk — $9K in expected annual loss and about 0.00 events per year. Across all hazards, FEMA estimates $2M in expected annual loss for a population of 2K.

Beyond physical exposure, Webster County has a very high social vulnerability rating (how susceptible the population is to harm) and a very low community resilience rating (its capacity to prepare for and recover from disasters). That combination — a more vulnerable population with limited resilience — can amplify the human cost of any given event.

History supports the rating: Webster County has received 16 federal disaster declarations since 1977, including 6 for hurricane events and 4 for severe storm events. The most recent was Severe Winter Storm (winter storm), declared in January 2026.

Among 159 Georgia counties, Webster County ranks #153 for overall natural disaster risk.

Expected Annual Loss $2M Annualized county-level EAL
Social Vulnerability Very High Population sensitivity
Community Resilience Very Low Capacity to recover
Population 2K Latest estimate

Top Hazards

Medium $696K/yr
Low $215K/yr
Very Low $9K/yr

All 18 Hazard Risks

Drought Medium 56.57 / yr$696K
Hurricane Low 0.11 / yr$215K
Wildfire Very Low 0.00 / yr$9K
Earthquake Very Low 0.00 / yr$23K
Heat Wave Very Low 6.63 / yr$38K
Tornado Very Low 0.16 / yr$140K
Hail Very Low 1.93 / yr$41K
Lightning Very Low 68.10 / yr$30K
Strong Wind Very Low 1.38 / yr$45K
Landslide Very Low 0.06 / yr$12
Cold Wave Very Low 0.26 / yr$8K
Riverine Flood Very Low 0.21 / yr$317K
Ice Storm Very Low 0.33 / yr$704
Winter Weather Very Low 0.32 / yr$708
Avalanche Very Low 0.00 / yr$0
Coastal Flood Very Low 0.00 / yr$0
Tsunami Very Low 0.00 / yr$0
Volcanic Activity Very Low 0.00 / yr$0

Disaster History

Webster County has received 16 federal disaster declarations since 1977, most recently Severe Winter Storm in January 2026. Most frequent causes: Hurricane (6), Severe Storm (4), Biological (2).

DeclaredTypeDisaster
January 2026Winter StormSevere Winter Storm
September 2024Tropical StormHurricane Helene
March 2020BiologicalCovid-19 Pandemic
March 2020BiologicalCovid-19
October 2018HurricaneHurricane Michael
October 2018HurricaneHurricane Michael
September 2017HurricaneHurricane Irma
September 2017HurricaneHurricane Irma
February 2016Severe StormSevere Storms and Flooding
March 2007Severe StormSevere Storms and Tornadoes

Showing the 10 most recent of 16 declarations.

Source: FEMA Disaster Declarations Summaries (OpenFEMA).

Frequently Asked Questions

What is the overall natural disaster risk for Webster County?

Webster County has a composite FEMA National Risk Index score of 2.4 out of 100, placing it in the Very Low category and the 2th national percentile. This combines Expected Annual Loss, Social Vulnerability, and Community Resilience across 18 hazard types.

What are the top natural hazards in Webster County?

The three highest-rated hazards are Drought (Medium, $696K EAL), Hurricane (Low, $215K EAL), Wildfire (Very Low, $9K EAL). These account for most of the county's expected annual losses.

How does Webster County compare to other Georgia counties?

Webster County ranks #153 of 159 Georgia counties for overall natural disaster risk, with a very low rating.

How many federally declared disasters has Webster County had?

FEMA records 16 federal disaster declarations for Webster County since 1977, most often 6 for hurricane events and 4 for severe storm events. The most recent was Severe Winter Storm, declared in January 2026.

What does Expected Annual Loss (EAL) mean?

EAL is FEMA's estimate of average annual dollar losses from natural hazards, calculated from historical event data and exposure models. Webster County's $2M EAL is a statistical average, not a guarantee for any specific year or address.