Richmond County, Georgia Natural Disaster Risk

FEMA National Risk Index assessment · GA

Medium

Composite Risk Score

87.4

National percentile: 87th

Richmond County faces medium composite natural disaster risk (NRI Risk Index score 87.4, 87th national percentile), driven primarily by strong wind and tornado exposure. Expected annual loss across all 18 hazard types is $57M.

Source: FEMA National Risk Index v1.20 · Updated December 2025

Risk Overview

Richmond County carries a medium composite natural disaster risk, with a National Risk Index score of 87.4 out of 100 — placing it in the 87th national percentile and near the national midpoint for natural-disaster risk. The score blends Expected Annual Loss, Social Vulnerability, and Community Resilience across all 18 FEMA hazard types.

Risk here concentrates in strong wind (damaging straight-line winds outside of tornadoes and hurricanes) at High risk — $4M in expected annual loss and about 4.16 events per year; tornado (violently rotating columns of air capable of catastrophic local damage) at High risk — $10M in expected annual loss and about 0.20 events per year; and lightning (electrical discharges from storms that ignite fires and cause casualties) at High risk — $1M in expected annual loss and about 62.40 events per year. Across all hazards, FEMA estimates $57M in expected annual loss for a population of 206K.

Beyond physical exposure, Richmond County has a high social vulnerability rating (how susceptible the population is to harm) and a medium community resilience rating (its capacity to prepare for and recover from disasters). That combination — a more vulnerable population with limited resilience — can amplify the human cost of any given event.

History supports the rating: Richmond County has received 15 federal disaster declarations since 1977, including 5 for hurricane events and 2 for tropical storm events. The most recent was Severe Winter Storm (winter storm), declared in January 2026.

Among 159 Georgia counties, Richmond County ranks #6 for overall natural disaster risk.

Expected Annual Loss $57M Annualized county-level EAL
Social Vulnerability High Population sensitivity
Community Resilience Medium Capacity to recover
Population 206K Latest estimate

Top Hazards

High $4M/yr
High $10M/yr
High $1M/yr

All 18 Hazard Risks

Strong Wind High 4.16 / yr$4M
Tornado High 0.20 / yr$10M
Lightning High 62.40 / yr$1M
Ice Storm High 1.14 / yr$1M
Heat Wave Medium 4.63 / yr$3M
Earthquake Low 0.00 / yr$4M
Hurricane Medium 0.11 / yr$6M
Riverine Flood Medium 0.79 / yr$24M
Hail Medium 2.86 / yr$793K
Cold Wave Medium 0.21 / yr$2M
Wildfire Low 0.00 / yr$118K
Landslide Very Low 0.13 / yr$2K
Winter Weather Low 1.58 / yr$75K
Drought Low 41.09 / yr$27K
Avalanche Very Low 0.00 / yr$0
Coastal Flood Very Low 0.00 / yr$0
Tsunami Very Low 0.00 / yr$0
Volcanic Activity Very Low 0.00 / yr$0

Disaster History

Richmond County has received 15 federal disaster declarations since 1977, most recently Severe Winter Storm in January 2026. Most frequent causes: Hurricane (5), Tropical Storm (2), Biological (2).

DeclaredTypeDisaster
January 2026Winter StormSevere Winter Storm
September 2024HurricaneHurricane Helene
September 2024Tropical StormHurricane Helene
August 2024Tropical StormHurricane Debby
March 2020BiologicalCovid-19 Pandemic
March 2020BiologicalCovid-19
October 2018HurricaneHurricane Michael
September 2017HurricaneHurricane Irma
September 2017HurricaneHurricane Irma
March 2014Severe Ice StormSevere Winter Storm

Showing the 10 most recent of 15 declarations.

Source: FEMA Disaster Declarations Summaries (OpenFEMA).

Frequently Asked Questions

What is the overall natural disaster risk for Richmond County?

Richmond County has a composite FEMA National Risk Index score of 87.4 out of 100, placing it in the Medium category and the 87th national percentile. This combines Expected Annual Loss, Social Vulnerability, and Community Resilience across 18 hazard types.

What are the top natural hazards in Richmond County?

The three highest-rated hazards are Strong Wind (High, $4M EAL), Tornado (High, $10M EAL), Lightning (High, $1M EAL). These account for most of the county's expected annual losses.

How does Richmond County compare to other Georgia counties?

Richmond County ranks #6 of 159 Georgia counties for overall natural disaster risk, with a medium rating.

How many federally declared disasters has Richmond County had?

FEMA records 15 federal disaster declarations for Richmond County since 1977, most often 5 for hurricane events and 2 for tropical storm events. The most recent was Severe Winter Storm, declared in January 2026.

What does Expected Annual Loss (EAL) mean?

EAL is FEMA's estimate of average annual dollar losses from natural hazards, calculated from historical event data and exposure models. Richmond County's $57M EAL is a statistical average, not a guarantee for any specific year or address.