Gwinnett County

Georgia — Natural Disaster Risk Assessment

High

Composite Risk Score

95.4

National percentile: 95th

Gwinnett County faces high composite natural disaster risk (NRI Risk Index score 95.4, 95th national percentile), driven primarily by lightning and hail exposure. Expected annual loss across all 18 hazard types is $211M.

Source: FEMA National Risk Index v1.20 · Updated December 2025

Expected Annual Loss $211M Annualized county-level EAL
Social Vulnerability Low Population sensitivity
Community Resilience Very Low Capacity to recover
Population 956K Latest estimate

Top Hazards

Lightning
Very High $4M/yr
Hail
High $7M/yr
Tornado
High $23M/yr

All 18 Hazard Risks

Lightning Very High 59.65 / yr $4M
Hail High 5.34 / yr $7M
Tornado High 0.26 / yr $23M
Riverine Flood High 1.18 / yr $145M
Ice Storm High 1.16 / yr $2M
Cold Wave High 0.84 / yr $11M
Earthquake Medium 0.00 / yr $10M
Heat Wave Medium 2.26 / yr $5M
Strong Wind High 2.54 / yr $3M
Landslide Low 0.39 / yr $16K
Hurricane Low 0.03 / yr $777K
Winter Weather Medium 2.95 / yr $154K
Drought Low 33.34 / yr $249K
Wildfire Very Low 0.00 / yr $42K
Avalanche Very Low 0.00 / yr $0
Coastal Flood Very Low 0.00 / yr $0
Tsunami Very Low 0.00 / yr $0
Volcanic Activity Very Low 0.00 / yr $0

Frequently Asked Questions

What is the overall natural disaster risk for Gwinnett County?

Gwinnett County has a composite FEMA National Risk Index score of 95.4 out of 100, placing it in the High category and the 95th national percentile. This combines Expected Annual Loss, Social Vulnerability, and Community Resilience across 18 hazard types.

What are the top natural hazards in Gwinnett County?

The three highest-rated hazards are Lightning (Very High, $4M EAL), Hail (High, $7M EAL), Tornado (High, $23M EAL). These account for most of the county's expected annual losses.

How does Gwinnett County compare to other Georgia counties?

Gwinnett County ranks #3 of 159 Georgia counties for overall natural disaster risk, with a high rating.

What does Expected Annual Loss (EAL) mean?

EAL is FEMA's estimate of average annual dollar losses from natural hazards, calculated from historical event data and exposure models. Gwinnett County's $211M EAL is a statistical average, not a guarantee for any specific year or address.