El Dorado County
California — Natural Disaster Risk Assessment
MediumComposite Risk Score
National percentile: 91th
El Dorado County faces medium composite natural disaster risk (NRI Risk Index score 91.4, 91th national percentile), driven primarily by wildfire and landslide exposure. Expected annual loss across all 18 hazard types is $124M.
Source: FEMA National Risk Index v1.20 · Updated December 2025
Top Hazards
All 18 Hazard Risks
| Wildfire | High | 0.01 / yr | $55M |
| Landslide | Medium | 3.11 / yr | $336K |
| Riverine Flood | Medium | 1.14 / yr | $56M |
| Earthquake | Medium | 0.02 / yr | $8M |
| Avalanche | High | 0.33 / yr | $1M |
| Winter Weather | High | 28.49 / yr | $345K |
| Drought | Medium | 62.56 / yr | $933K |
| Lightning | Medium | 14.39 / yr | $577K |
| Heat Wave | Low | 4.45 / yr | $1M |
| Volcanic Activity | Very Low | 0.00 / yr | $40 |
| Hail | Very Low | 0.16 / yr | $81K |
| Strong Wind | Low | 0.07 / yr | $198K |
| Tornado | Very Low | 0.15 / yr | $143K |
| Coastal Flood | Very Low | 0.00 / yr | $0 |
| Cold Wave | Very Low | 0.00 / yr | $0 |
| Hurricane | Very Low | 0.00 / yr | $0 |
| Ice Storm | Very Low | 0.00 / yr | $0 |
| Tsunami | Very Low | 0.00 / yr | $0 |
Frequently Asked Questions
What is the overall natural disaster risk for El Dorado County?
El Dorado County has a composite FEMA National Risk Index score of 91.4 out of 100, placing it in the Medium category and the 91th national percentile. This combines Expected Annual Loss, Social Vulnerability, and Community Resilience across 18 hazard types.
What are the top natural hazards in El Dorado County?
The three highest-rated hazards are Wildfire (High, $55M EAL), Landslide (Medium, $336K EAL), Riverine Flood (Medium, $56M EAL). These account for most of the county's expected annual losses.
How does El Dorado County compare to other California counties?
El Dorado County ranks #37 of 58 California counties for overall natural disaster risk, with a medium rating.
What does Expected Annual Loss (EAL) mean?
EAL is FEMA's estimate of average annual dollar losses from natural hazards, calculated from historical event data and exposure models. El Dorado County's $124M EAL is a statistical average, not a guarantee for any specific year or address.