Kitsap County, Washington Natural Disaster Risk

FEMA National Risk Index assessment · WA

Medium

Composite Risk Score

92.3

National percentile: 92th

Kitsap County faces medium composite natural disaster risk (NRI Risk Index score 92.3, 92th national percentile), driven primarily by landslide and earthquake exposure. Expected annual loss across all 18 hazard types is $158M.

Source: FEMA National Risk Index v1.20 · Updated December 2025

Risk Overview

FEMA's National Risk Index rates Kitsap County at medium composite risk, with a National Risk Index score of 92.3 out of 100 — placing it in the 92nd national percentile and near the national midpoint for natural-disaster risk. The score blends Expected Annual Loss, Social Vulnerability, and Community Resilience across all 18 FEMA hazard types.

Most of Kitsap County's expected losses come from landslide (downhill movement of rock, soil, and debris on unstable slopes) at High risk — $2M in expected annual loss and about 2.80 events per year; earthquake (ground shaking from sudden movement along geologic faults) at High risk — $120M in expected annual loss and about 0.03 events per year; and heat wave (prolonged periods of extreme heat that threaten health and infrastructure) at Medium risk — $4M in expected annual loss and about 3.96 events per year. Across all hazards, FEMA estimates $158M in expected annual loss for a population of 276K.

Beyond physical exposure, Kitsap County has a very low social vulnerability rating (how susceptible the population is to harm) and a high community resilience rating (its capacity to prepare for and recover from disasters). A less vulnerable population paired with strong resilience helps the community absorb and recover from events.

The federal record bears this out: Kitsap County has received 16 federal disaster declarations since 1965, including 6 for flood events and 4 for severe storm events. The most recent was Covid-19 Pandemic (biological), declared in March 2020.

Among 39 Washington counties, Kitsap County ranks #8 for overall natural disaster risk.

Expected Annual Loss $158M Annualized county-level EAL
Social Vulnerability Very Low Population sensitivity
Community Resilience High Capacity to recover
Population 276K Latest estimate

Top Hazards

High $2M/yr
High $120M/yr
Medium $4M/yr

All 18 Hazard Risks

Landslide High 2.80 / yr$2M
Earthquake High 0.03 / yr$120M
Heat Wave Medium 3.96 / yr$4M
Coastal Flood Medium 3.18 / yr$3M
Riverine Flood Medium 0.04 / yr$25M
Volcanic Activity Very Low 0.00 / yr$117
Tsunami Low 0.06 / yr$4M
Winter Weather Low 6.29 / yr$115K
Lightning Low 7.61 / yr$363K
Ice Storm Low 0.58 / yr$104K
Wildfire Very Low 0.00 / yr$34K
Tornado Very Low 0.02 / yr$429K
Strong Wind Very Low 0.01 / yr$86K
Hail Very Low 0.01 / yr$15K
Avalanche Very Low 0.01 / yr$0
Cold Wave Very Low 0.00 / yr$0
Drought Very Low 0.22 / yr$0
Hurricane Very Low 0.00 / yr$0

Disaster History

Kitsap County has received 16 federal disaster declarations since 1965, most recently Covid-19 Pandemic in March 2020. Most frequent causes: Flood (6), Severe Storm (4), Biological (2).

DeclaredTypeDisaster
March 2020BiologicalCovid-19 Pandemic
March 2020BiologicalCovid-19
December 2007Severe StormSevere Storms, Flooding, Landslides, and Mudslides
May 2006Severe StormSevere Storms, Flooding, Tidal Surge, Landslides, and Mudslides
September 2005Coastal StormHurricane Katrina Evacuation
November 2003Severe StormSevere Storms and Flooding
March 2001EarthquakeEarthquake
April 1997FloodHeavy Rains, Snow Melt, Flooding, Land & Mud Slides
January 1997Severe StormSevere Winter Storms, Land & Muds Slides,Flooding
February 1996FloodHigh Winds, Severe Storms and Flooding

Showing the 10 most recent of 16 declarations.

Source: FEMA Disaster Declarations Summaries (OpenFEMA).

Frequently Asked Questions

What is the overall natural disaster risk for Kitsap County?

Kitsap County has a composite FEMA National Risk Index score of 92.3 out of 100, placing it in the Medium category and the 92th national percentile. This combines Expected Annual Loss, Social Vulnerability, and Community Resilience across 18 hazard types.

What are the top natural hazards in Kitsap County?

The three highest-rated hazards are Landslide (High, $2M EAL), Earthquake (High, $120M EAL), Heat Wave (Medium, $4M EAL). These account for most of the county's expected annual losses.

How does Kitsap County compare to other Washington counties?

Kitsap County ranks #8 of 39 Washington counties for overall natural disaster risk, with a medium rating.

How many federally declared disasters has Kitsap County had?

FEMA records 16 federal disaster declarations for Kitsap County since 1965, most often 6 for flood events and 4 for severe storm events. The most recent was Covid-19 Pandemic, declared in March 2020.

What does Expected Annual Loss (EAL) mean?

EAL is FEMA's estimate of average annual dollar losses from natural hazards, calculated from historical event data and exposure models. Kitsap County's $158M EAL is a statistical average, not a guarantee for any specific year or address.