Dorado Municipio, Puerto Rico Natural Disaster Risk

FEMA National Risk Index assessment · PR

Very Low

Composite Risk Score

0.0

National percentile: 0th

Dorado Municipio faces very low composite natural disaster risk (NRI Risk Index score 0.0, 0th national percentile), driven primarily by a mix of natural hazards exposure. Expected annual loss across all 18 hazard types is $39M.

Source: FEMA National Risk Index v1.20 · Updated December 2025

Risk Overview

Dorado Municipio carries a very low composite natural disaster risk, with a National Risk Index score of 0.0 out of 100 — placing it in the 0th national percentile and among the lowest-risk counties in the country. The score blends Expected Annual Loss, Social Vulnerability, and Community Resilience across all 18 FEMA hazard types.

No individual hazard records measurable expected loss in Dorado Municipio in the current dataset, which keeps its overall expected annual loss low at $39M.

Beyond physical exposure, Dorado Municipio has a very low social vulnerability rating (how susceptible the population is to harm) and a very low community resilience rating (its capacity to prepare for and recover from disasters). Both measures sit toward the lower end, indicating relatively modest population sensitivity.

History supports the rating: Dorado Municipio has received 25 federal disaster declarations since 1970, including 13 for hurricane events and 5 for flood events. The most recent was Tropical Storm Ernesto (severe storm), declared in August 2024.

Among 78 Puerto Rico counties, Dorado Municipio ranks #26 for overall natural disaster risk.

Expected Annual Loss $39M Annualized county-level EAL
Social Vulnerability Very Low Population sensitivity
Community Resilience Very Low Capacity to recover
Population 36K Latest estimate

Top Hazards

Avalanche
Very Low $0/yr
Coastal Flood
Very Low $13K/yr
Cold Wave
Very Low $0/yr

All 18 Hazard Risks

Avalanche Very Low 0.00 / yr$0
Coastal Flood Very Low 0.21 / yr$13K
Cold Wave Very Low 0.00 / yr$0
Drought Very Low 0.41 / yr$0
Earthquake Very Low 0.04 / yr$8M
Hail Very Low 0.03 / yr$570
Heat Wave Very Low 0.10 / yr$0
Hurricane Very Low 0.17 / yr$15M
Ice Storm Very Low 0.00 / yr$0
Riverine Flood Very Low 0.54 / yr$3M
Landslide Very Low 0.28 / yr$597K
Lightning Very Low 69.93 / yr$503K
Strong Wind Very Low 0.00 / yr$213
Tornado Very Low 0.00 / yr$24K
Tsunami Very Low 0.06 / yr$12M
Volcanic Activity Very Low 0.01 / yr$663
Wildfire Very Low 0.00 / yr$0
Winter Weather Very Low 0.00 / yr$0

Disaster History

Dorado Municipio has received 25 federal disaster declarations since 1970, most recently Tropical Storm Ernesto in August 2024. Most frequent causes: Hurricane (13), Flood (5), Severe Storm (4).

DeclaredTypeDisaster
August 2024Severe StormTropical Storm Ernesto
September 2022HurricaneHurricane Fiona
September 2022HurricaneTropical Storm Fiona
March 2022FloodSevere Storm, Flooding, and Landslides
August 2020HurricaneTropical Storm Laura
July 2020HurricanePotential Tropical Cyclone Nine
March 2020BiologicalCovid-19 Pandemic
March 2020BiologicalCovid-19
January 2020EarthquakeEarthquakes
August 2019Severe StormTropical Storm Dorian

Showing the 10 most recent of 25 declarations.

Source: FEMA Disaster Declarations Summaries (OpenFEMA).

Frequently Asked Questions

What is the overall natural disaster risk for Dorado Municipio?

Dorado Municipio has a composite FEMA National Risk Index score of 0.0 out of 100, placing it in the Very Low category and the 0th national percentile. This combines Expected Annual Loss, Social Vulnerability, and Community Resilience across 18 hazard types.

What are the top natural hazards in Dorado Municipio?

The three highest-rated hazards are Avalanche (Very Low, $0 EAL), Coastal Flood (Very Low, $13K EAL), Cold Wave (Very Low, $0 EAL). These account for most of the county's expected annual losses.

How does Dorado Municipio compare to other Puerto Rico counties?

Dorado Municipio ranks #26 of 78 Puerto Rico counties for overall natural disaster risk, with a very low rating.

How many federally declared disasters has Dorado Municipio had?

FEMA records 25 federal disaster declarations for Dorado Municipio since 1970, most often 13 for hurricane events and 5 for flood events. The most recent was Tropical Storm Ernesto, declared in August 2024.

What does Expected Annual Loss (EAL) mean?

EAL is FEMA's estimate of average annual dollar losses from natural hazards, calculated from historical event data and exposure models. Dorado Municipio's $39M EAL is a statistical average, not a guarantee for any specific year or address.