Champaign County

Ohio — Natural Disaster Risk Assessment

Very Low

Composite Risk Score

26.7

National percentile: 27th

Champaign County faces very low composite natural disaster risk (NRI Risk Index score 26.7, 27th national percentile), driven primarily by ice storm and earthquake exposure. Expected annual loss across all 18 hazard types is $11M.

Source: FEMA National Risk Index v1.20 · Updated December 2025

Expected Annual Loss $11M Annualized county-level EAL
Social Vulnerability Very Low Population sensitivity
Community Resilience Very High Capacity to recover
Population 39K Latest estimate

Top Hazards

Ice Storm
Low $145K/yr
Earthquake
Very Low $454K/yr
Hail
Low $385K/yr

All 18 Hazard Risks

Ice Storm Low 0.80 / yr $145K
Earthquake Very Low 0.00 / yr $454K
Hail Low 3.35 / yr $385K
Winter Weather Low 11.74 / yr $78K
Landslide Very Low 0.10 / yr $2K
Drought Low 0.55 / yr $176K
Tornado Low 0.28 / yr $1M
Riverine Flood Low 1.39 / yr $7M
Lightning Low 45.00 / yr $205K
Cold Wave Low 4.74 / yr $741K
Strong Wind Low 2.46 / yr $386K
Hurricane Very Low 0.01 / yr $14K
Heat Wave Very Low 3.95 / yr $127K
Wildfire Very Low 0.00 / yr $1K
Avalanche Very Low 0.00 / yr $0
Coastal Flood Very Low 0.00 / yr $0
Tsunami Very Low 0.00 / yr $0
Volcanic Activity Very Low 0.00 / yr $0

Frequently Asked Questions

What is the overall natural disaster risk for Champaign County?

Champaign County has a composite FEMA National Risk Index score of 26.7 out of 100, placing it in the Very Low category and the 27th national percentile. This combines Expected Annual Loss, Social Vulnerability, and Community Resilience across 18 hazard types.

What are the top natural hazards in Champaign County?

The three highest-rated hazards are Ice Storm (Low, $145K EAL), Earthquake (Very Low, $454K EAL), Hail (Low, $385K EAL). These account for most of the county's expected annual losses.

How does Champaign County compare to other Ohio counties?

Champaign County ranks #75 of 88 Ohio counties for overall natural disaster risk, with a very low rating.

What does Expected Annual Loss (EAL) mean?

EAL is FEMA's estimate of average annual dollar losses from natural hazards, calculated from historical event data and exposure models. Champaign County's $11M EAL is a statistical average, not a guarantee for any specific year or address.