Stokes County, North Carolina Natural Disaster Risk

FEMA National Risk Index assessment · NC

Very Low

Composite Risk Score

39.7

National percentile: 40th

Stokes County faces very low composite natural disaster risk (NRI Risk Index score 39.7, 40th national percentile), driven primarily by ice storm and drought exposure. Expected annual loss across all 18 hazard types is $11M.

Source: FEMA National Risk Index v1.20 · Updated December 2025

Risk Overview

Overall natural disaster risk in Stokes County is very low, with a National Risk Index score of 39.7 out of 100 — placing it in the 40th national percentile and among the lowest-risk counties in the country. The score blends Expected Annual Loss, Social Vulnerability, and Community Resilience across all 18 FEMA hazard types.

Risk here concentrates in ice storm (freezing rain that coats surfaces in heavy, damaging ice) at Medium risk — $296K in expected annual loss and about 2.12 events per year; drought (extended dry periods that stress water supplies and agriculture) at Medium risk — $613K in expected annual loss and about 16.52 events per year; and hurricane (tropical cyclones bringing extreme wind, rain, and storm surge) at Low risk — $466K in expected annual loss and about 0.08 events per year. Across all hazards, FEMA estimates $11M in expected annual loss for a population of 45K.

Beyond physical exposure, Stokes County has a medium social vulnerability rating (how susceptible the population is to harm) and a low community resilience rating (its capacity to prepare for and recover from disasters). Both measures sit toward the lower end, indicating relatively modest population sensitivity.

History supports the rating: Stokes County has received 25 federal disaster declarations since 1977, including 11 for hurricane events and 4 for snowstorm events. The most recent was Severe Winter Storm (winter storm), declared in January 2026.

Among 100 North Carolina counties, Stokes County ranks #87 for overall natural disaster risk.

Expected Annual Loss $11M Annualized county-level EAL
Social Vulnerability Medium Population sensitivity
Community Resilience Low Capacity to recover
Population 45K Latest estimate

Top Hazards

Medium $296K/yr
Medium $613K/yr
Low $466K/yr

All 18 Hazard Risks

Ice Storm Medium 2.12 / yr$296K
Drought Medium 16.52 / yr$613K
Hurricane Low 0.08 / yr$466K
Landslide Low 0.98 / yr$4K
Riverine Flood Low 0.71 / yr$7M
Earthquake Very Low 0.00 / yr$286K
Winter Weather Low 6.79 / yr$45K
Cold Wave Low 0.63 / yr$487K
Tornado Low 0.13 / yr$627K
Strong Wind Low 2.74 / yr$311K
Hail Low 4.81 / yr$123K
Lightning Low 48.68 / yr$110K
Heat Wave Very Low 0.89 / yr$88K
Wildfire Very Low 0.00 / yr$5K
Avalanche Very Low 0.00 / yr$0
Coastal Flood Very Low 0.00 / yr$0
Tsunami Very Low 0.00 / yr$0
Volcanic Activity Very Low 0.00 / yr$0

Disaster History

Stokes County has received 25 federal disaster declarations since 1977, most recently Severe Winter Storm in January 2026. Most frequent causes: Hurricane (11), Snowstorm (4), Tropical Storm (3).

DeclaredTypeDisaster
January 2026Winter StormSevere Winter Storm
October 2024Tropical StormPotential Tropical Cyclone Eight
September 2024Tropical StormHurricane Helene
August 2024Tropical StormTropical Storm Debby
October 2022HurricaneHurricane Ian
March 2021Severe StormTropical Storm Eta
August 2020HurricaneHurricane Isaias
May 2020Severe StormSevere Storms, Tornadoes, and Flooding
March 2020BiologicalCovid-19 Pandemic
March 2020BiologicalCovid-19

Showing the 10 most recent of 25 declarations.

Source: FEMA Disaster Declarations Summaries (OpenFEMA).

Frequently Asked Questions

What is the overall natural disaster risk for Stokes County?

Stokes County has a composite FEMA National Risk Index score of 39.7 out of 100, placing it in the Very Low category and the 40th national percentile. This combines Expected Annual Loss, Social Vulnerability, and Community Resilience across 18 hazard types.

What are the top natural hazards in Stokes County?

The three highest-rated hazards are Ice Storm (Medium, $296K EAL), Drought (Medium, $613K EAL), Hurricane (Low, $466K EAL). These account for most of the county's expected annual losses.

How does Stokes County compare to other North Carolina counties?

Stokes County ranks #87 of 100 North Carolina counties for overall natural disaster risk, with a very low rating.

How many federally declared disasters has Stokes County had?

FEMA records 25 federal disaster declarations for Stokes County since 1977, most often 11 for hurricane events and 4 for snowstorm events. The most recent was Severe Winter Storm, declared in January 2026.

What does Expected Annual Loss (EAL) mean?

EAL is FEMA's estimate of average annual dollar losses from natural hazards, calculated from historical event data and exposure models. Stokes County's $11M EAL is a statistical average, not a guarantee for any specific year or address.