Pamlico County
North Carolina — Natural Disaster Risk Assessment
LowComposite Risk Score
National percentile: 72th
Pamlico County faces low composite natural disaster risk (NRI Risk Index score 72.4, 72th national percentile), driven primarily by hurricane and wildfire exposure. Expected annual loss across all 18 hazard types is $23M.
Source: FEMA National Risk Index v1.20 · Updated December 2025
Top Hazards
All 18 Hazard Risks
| Hurricane | High | 0.43 / yr | $19M |
| Wildfire | Low | 0.00 / yr | $242K |
| Lightning | Medium | 53.07 / yr | $425K |
| Winter Weather | Medium | 2.63 / yr | $116K |
| Coastal Flood | Low | 0.80 / yr | $287K |
| Heat Wave | Low | 8.53 / yr | $193K |
| Ice Storm | Low | 0.60 / yr | $36K |
| Tornado | Low | 0.33 / yr | $535K |
| Earthquake | Very Low | 0.00 / yr | $69K |
| Strong Wind | Low | 0.89 / yr | $127K |
| Drought | Very Low | 0.37 / yr | $2K |
| Riverine Flood | Very Low | 0.43 / yr | $2M |
| Cold Wave | Very Low | 0.42 / yr | $112K |
| Landslide | Very Low | 0.04 / yr | $46 |
| Hail | Very Low | 1.89 / yr | $27K |
| Avalanche | Very Low | 0.00 / yr | $0 |
| Tsunami | Very Low | 0.00 / yr | $0 |
| Volcanic Activity | Very Low | 0.00 / yr | $0 |
Frequently Asked Questions
What is the overall natural disaster risk for Pamlico County?
Pamlico County has a composite FEMA National Risk Index score of 72.4 out of 100, placing it in the Low category and the 72th national percentile. This combines Expected Annual Loss, Social Vulnerability, and Community Resilience across 18 hazard types.
What are the top natural hazards in Pamlico County?
The three highest-rated hazards are Hurricane (High, $19M EAL), Wildfire (Low, $242K EAL), Lightning (Medium, $425K EAL). These account for most of the county's expected annual losses.
How does Pamlico County compare to other North Carolina counties?
Pamlico County ranks #49 of 100 North Carolina counties for overall natural disaster risk, with a low rating.
What does Expected Annual Loss (EAL) mean?
EAL is FEMA's estimate of average annual dollar losses from natural hazards, calculated from historical event data and exposure models. Pamlico County's $23M EAL is a statistical average, not a guarantee for any specific year or address.