Madison County
Mississippi — Natural Disaster Risk Assessment
MediumComposite Risk Score
National percentile: 82th
Madison County faces medium composite natural disaster risk (NRI Risk Index score 82.1, 82th national percentile), driven primarily by tornado and heat wave exposure. Expected annual loss across all 18 hazard types is $54M.
Source: FEMA National Risk Index v1.20 · Updated December 2025
Top Hazards
All 18 Hazard Risks
| Tornado | High | 1.04 / yr | $15M |
| Heat Wave | Medium | 15.16 / yr | $3M |
| Cold Wave | Medium | 0.95 / yr | $7M |
| Hail | Medium | 4.29 / yr | $2M |
| Ice Storm | High | 1.13 / yr | $733K |
| Lightning | Medium | 69.54 / yr | $899K |
| Hurricane | Low | 0.09 / yr | $2M |
| Strong Wind | Medium | 3.64 / yr | $1M |
| Riverine Flood | Medium | 2.54 / yr | $20M |
| Earthquake | Low | 0.00 / yr | $1M |
| Winter Weather | Medium | 2.53 / yr | $176K |
| Drought | Medium | 14.92 / yr | $678K |
| Wildfire | Very Low | 0.00 / yr | $68K |
| Landslide | Very Low | 0.22 / yr | $2K |
| Avalanche | Very Low | 0.00 / yr | $0 |
| Coastal Flood | Very Low | 0.00 / yr | $0 |
| Tsunami | Very Low | 0.00 / yr | $0 |
| Volcanic Activity | Very Low | 0.00 / yr | $0 |
Frequently Asked Questions
What is the overall natural disaster risk for Madison County?
Madison County has a composite FEMA National Risk Index score of 82.1 out of 100, placing it in the Medium category and the 82th national percentile. This combines Expected Annual Loss, Social Vulnerability, and Community Resilience across 18 hazard types.
What are the top natural hazards in Madison County?
The three highest-rated hazards are Tornado (High, $15M EAL), Heat Wave (Medium, $3M EAL), Cold Wave (Medium, $7M EAL). These account for most of the county's expected annual losses.
How does Madison County compare to other Mississippi counties?
Madison County ranks #11 of 82 Mississippi counties for overall natural disaster risk, with a medium rating.
What does Expected Annual Loss (EAL) mean?
EAL is FEMA's estimate of average annual dollar losses from natural hazards, calculated from historical event data and exposure models. Madison County's $54M EAL is a statistical average, not a guarantee for any specific year or address.