Hamilton County, Kansas Natural Disaster Risk

FEMA National Risk Index assessment · KS

Very Low

Composite Risk Score

4.1

National percentile: 4th

Hamilton County faces very low composite natural disaster risk (NRI Risk Index score 4.1, 4th national percentile), driven primarily by drought and hail exposure. Expected annual loss across all 18 hazard types is $4M.

Source: FEMA National Risk Index v1.20 · Updated December 2025

Risk Overview

Overall natural disaster risk in Hamilton County is very low, with a National Risk Index score of 4.1 out of 100 — placing it in the 4th national percentile and among the lowest-risk counties in the country. The score blends Expected Annual Loss, Social Vulnerability, and Community Resilience across all 18 FEMA hazard types.

Risk here concentrates in drought (extended dry periods that stress water supplies and agriculture) at Medium risk — $2M in expected annual loss and about 93.67 events per year; hail (ice stones from severe thunderstorms that damage property and crops) at Medium risk — $941K in expected annual loss and about 7.31 events per year; and wildfire (uncontrolled fires that spread across wildland and into communities) at Very Low risk — $16K in expected annual loss and about 0.00 events per year. Across all hazards, FEMA estimates $4M in expected annual loss for a population of 3K.

Beyond physical exposure, Hamilton County has a very low social vulnerability rating (how susceptible the population is to harm) and a very low community resilience rating (its capacity to prepare for and recover from disasters). Both measures sit toward the lower end, indicating relatively modest population sensitivity.

History supports the rating: Hamilton County has received 11 federal disaster declarations since 1965, including 6 for severe storm events and 2 for biological events. The most recent was Severe Storms, Straight-Line Winds, Tornadoes, and Flooding (severe storm), declared in September 2024.

Among 105 Kansas counties, Hamilton County ranks #101 for overall natural disaster risk.

Expected Annual Loss $4M Annualized county-level EAL
Social Vulnerability Very Low Population sensitivity
Community Resilience Very Low Capacity to recover
Population 3K Latest estimate

Top Hazards

Medium $2M/yr
Medium $941K/yr
Very Low $16K/yr

All 18 Hazard Risks

Drought Medium 93.67 / yr$2M
Hail Medium 7.31 / yr$941K
Wildfire Very Low 0.00 / yr$16K
Cold Wave Low 3.26 / yr$409K
Winter Weather Very Low 9.63 / yr$26K
Lightning Very Low 44.63 / yr$73K
Tornado Very Low 0.88 / yr$170K
Ice Storm Very Low 0.20 / yr$9K
Strong Wind Very Low 3.11 / yr$73K
Earthquake Very Low 0.00 / yr$8K
Heat Wave Very Low 0.16 / yr$1K
Riverine Flood Very Low 0.25 / yr$378K
Landslide Very Low 0.11 / yr$1
Avalanche Very Low 0.00 / yr$0
Coastal Flood Very Low 0.00 / yr$0
Hurricane Very Low 0.00 / yr$0
Tsunami Very Low 0.00 / yr$0
Volcanic Activity Very Low 0.00 / yr$0

Disaster History

Hamilton County has received 11 federal disaster declarations since 1965, most recently Severe Storms, Straight-Line Winds, Tornadoes, and Flooding in September 2024. Most frequent causes: Severe Storm (6), Biological (2), Snowstorm (1).

DeclaredTypeDisaster
September 2024Severe StormSevere Storms, Straight-Line Winds, Tornadoes, and Flooding
February 2022Severe StormSevere Storms and Straight Line Winds
March 2020BiologicalCovid-19 Pandemic
March 2020BiologicalCovid-19
June 2017SnowstormSevere Winter Storm, Snowstorm, Straight-Line Winds, and Flooding
October 2013Severe StormSevere Storms, Straight-Line Winds, Tornadoes, and Flooding
July 2011Severe StormSevere Storms, Straight-Line Winds, Tornadoes, and Flooding
December 2007Severe StormSevere Winter Storms
January 2007Severe StormSevere Winter Storm
September 2005HurricaneHurricane Katrina Evacuation

Showing the 10 most recent of 11 declarations.

Source: FEMA Disaster Declarations Summaries (OpenFEMA).

Frequently Asked Questions

What is the overall natural disaster risk for Hamilton County?

Hamilton County has a composite FEMA National Risk Index score of 4.1 out of 100, placing it in the Very Low category and the 4th national percentile. This combines Expected Annual Loss, Social Vulnerability, and Community Resilience across 18 hazard types.

What are the top natural hazards in Hamilton County?

The three highest-rated hazards are Drought (Medium, $2M EAL), Hail (Medium, $941K EAL), Wildfire (Very Low, $16K EAL). These account for most of the county's expected annual losses.

How does Hamilton County compare to other Kansas counties?

Hamilton County ranks #101 of 105 Kansas counties for overall natural disaster risk, with a very low rating.

How many federally declared disasters has Hamilton County had?

FEMA records 11 federal disaster declarations for Hamilton County since 1965, most often 6 for severe storm events and 2 for biological events. The most recent was Severe Storms, Straight-Line Winds, Tornadoes, and Flooding, declared in September 2024.

What does Expected Annual Loss (EAL) mean?

EAL is FEMA's estimate of average annual dollar losses from natural hazards, calculated from historical event data and exposure models. Hamilton County's $4M EAL is a statistical average, not a guarantee for any specific year or address.