Towns County
Georgia — Natural Disaster Risk Assessment
Very LowComposite Risk Score
National percentile: 40th
Towns County faces very low composite natural disaster risk (NRI Risk Index score 39.6, 40th national percentile), driven primarily by landslide and cold wave exposure. Expected annual loss across all 18 hazard types is $8M.
Source: FEMA National Risk Index v1.20 · Updated December 2025
Top Hazards
All 18 Hazard Risks
| Landslide | Medium | 0.57 / yr | $37K |
| Cold Wave | Medium | 2.42 / yr | $2M |
| Ice Storm | Low | 1.04 / yr | $67K |
| Wildfire | Very Low | 0.00 / yr | $37K |
| Riverine Flood | Low | 0.25 / yr | $5M |
| Lightning | Low | 59.27 / yr | $150K |
| Hurricane | Very Low | 0.02 / yr | $46K |
| Earthquake | Very Low | 0.00 / yr | $157K |
| Tornado | Low | 0.08 / yr | $736K |
| Drought | Low | 33.41 / yr | $46K |
| Strong Wind | Low | 2.88 / yr | $171K |
| Hail | Very Low | 3.81 / yr | $67K |
| Winter Weather | Very Low | 7.79 / yr | $4K |
| Heat Wave | Very Low | 0.11 / yr | $3K |
| Avalanche | Very Low | 0.00 / yr | $0 |
| Coastal Flood | Very Low | 0.00 / yr | $0 |
| Tsunami | Very Low | 0.00 / yr | $0 |
| Volcanic Activity | Very Low | 0.00 / yr | $0 |
Frequently Asked Questions
What is the overall natural disaster risk for Towns County?
Towns County has a composite FEMA National Risk Index score of 39.6 out of 100, placing it in the Very Low category and the 40th national percentile. This combines Expected Annual Loss, Social Vulnerability, and Community Resilience across 18 hazard types.
What are the top natural hazards in Towns County?
The three highest-rated hazards are Landslide (Medium, $37K EAL), Cold Wave (Medium, $2M EAL), Ice Storm (Low, $67K EAL). These account for most of the county's expected annual losses.
How does Towns County compare to other Georgia counties?
Towns County ranks #75 of 159 Georgia counties for overall natural disaster risk, with a very low rating.
What does Expected Annual Loss (EAL) mean?
EAL is FEMA's estimate of average annual dollar losses from natural hazards, calculated from historical event data and exposure models. Towns County's $8M EAL is a statistical average, not a guarantee for any specific year or address.