Spalding County
Georgia — Natural Disaster Risk Assessment
Very LowComposite Risk Score
National percentile: 41th
Spalding County faces very low composite natural disaster risk (NRI Risk Index score 40.9, 41th national percentile), driven primarily by strong wind and earthquake exposure. Expected annual loss across all 18 hazard types is $14M.
Source: FEMA National Risk Index v1.20 · Updated December 2025
Top Hazards
All 18 Hazard Risks
| Strong Wind | Medium | 2.49 / yr | $967K |
| Earthquake | Low | 0.00 / yr | $734K |
| Hail | Low | 4.91 / yr | $523K |
| Lightning | Medium | 62.01 / yr | $396K |
| Tornado | Low | 0.13 / yr | $2M |
| Hurricane | Very Low | 0.07 / yr | $147K |
| Heat Wave | Low | 3.42 / yr | $515K |
| Ice Storm | Low | 0.98 / yr | $110K |
| Riverine Flood | Low | 0.43 / yr | $8M |
| Drought | Low | 49.99 / yr | $141K |
| Wildfire | Very Low | 0.00 / yr | $24K |
| Landslide | Very Low | 0.06 / yr | $56 |
| Cold Wave | Very Low | 0.63 / yr | $131K |
| Winter Weather | Very Low | 1.21 / yr | $9K |
| Avalanche | Very Low | 0.00 / yr | $0 |
| Coastal Flood | Very Low | 0.00 / yr | $0 |
| Tsunami | Very Low | 0.00 / yr | $0 |
| Volcanic Activity | Very Low | 0.00 / yr | $0 |
Frequently Asked Questions
What is the overall natural disaster risk for Spalding County?
Spalding County has a composite FEMA National Risk Index score of 40.9 out of 100, placing it in the Very Low category and the 41th national percentile. This combines Expected Annual Loss, Social Vulnerability, and Community Resilience across 18 hazard types.
What are the top natural hazards in Spalding County?
The three highest-rated hazards are Strong Wind (Medium, $967K EAL), Earthquake (Low, $734K EAL), Hail (Low, $523K EAL). These account for most of the county's expected annual losses.
How does Spalding County compare to other Georgia counties?
Spalding County ranks #73 of 159 Georgia counties for overall natural disaster risk, with a very low rating.
What does Expected Annual Loss (EAL) mean?
EAL is FEMA's estimate of average annual dollar losses from natural hazards, calculated from historical event data and exposure models. Spalding County's $14M EAL is a statistical average, not a guarantee for any specific year or address.