Charlton County

Georgia — Natural Disaster Risk Assessment

Very Low

Composite Risk Score

26.7

National percentile: 27th

Charlton County faces very low composite natural disaster risk (NRI Risk Index score 26.7, 27th national percentile), driven primarily by hurricane and wildfire exposure. Expected annual loss across all 18 hazard types is $5M.

Source: FEMA National Risk Index v1.20 · Updated December 2025

Expected Annual Loss $5M Annualized county-level EAL
Social Vulnerability Very High Population sensitivity
Community Resilience Very Low Capacity to recover
Population 12K Latest estimate

Top Hazards

Hurricane
Medium $3M/yr
Wildfire
Low $125K/yr
Heat Wave
Low $188K/yr

All 18 Hazard Risks

Hurricane Medium 0.27 / yr $3M
Wildfire Low 0.00 / yr $125K
Heat Wave Low 4.96 / yr $188K
Lightning Low 76.93 / yr $106K
Earthquake Very Low 0.00 / yr $71K
Tornado Low 0.40 / yr $257K
Ice Storm Very Low 0.09 / yr $11K
Drought Very Low 26.00 / yr $2K
Coastal Flood Very Low 0.01 / yr $73
Strong Wind Low 1.04 / yr $94K
Riverine Flood Very Low 0.25 / yr $1M
Cold Wave Very Low 1.27 / yr $42K
Landslide Very Low 0.10 / yr $9
Hail Very Low 1.97 / yr $13K
Winter Weather Very Low 0.26 / yr $2K
Avalanche Very Low 0.00 / yr $0
Tsunami Very Low 0.00 / yr $0
Volcanic Activity Very Low 0.00 / yr $0

Frequently Asked Questions

What is the overall natural disaster risk for Charlton County?

Charlton County has a composite FEMA National Risk Index score of 26.7 out of 100, placing it in the Very Low category and the 27th national percentile. This combines Expected Annual Loss, Social Vulnerability, and Community Resilience across 18 hazard types.

What are the top natural hazards in Charlton County?

The three highest-rated hazards are Hurricane (Medium, $3M EAL), Wildfire (Low, $125K EAL), Heat Wave (Low, $188K EAL). These account for most of the county's expected annual losses.

How does Charlton County compare to other Georgia counties?

Charlton County ranks #94 of 159 Georgia counties for overall natural disaster risk, with a very low rating.

What does Expected Annual Loss (EAL) mean?

EAL is FEMA's estimate of average annual dollar losses from natural hazards, calculated from historical event data and exposure models. Charlton County's $5M EAL is a statistical average, not a guarantee for any specific year or address.