Clear Creek County
Colorado — Natural Disaster Risk Assessment
LowComposite Risk Score
National percentile: 47th
Clear Creek County faces low composite natural disaster risk (NRI Risk Index score 46.7, 47th national percentile), driven primarily by avalanche and wildfire exposure. Expected annual loss across all 18 hazard types is $21M.
Source: FEMA National Risk Index v1.20 · Updated December 2025
Top Hazards
All 18 Hazard Risks
| Avalanche | Very High | 0.87 / yr | $8M |
| Wildfire | Medium | 0.01 / yr | $4M |
| Landslide | Medium | 0.35 / yr | $64K |
| Hail | Medium | 5.87 / yr | $965K |
| Lightning | Medium | 63.98 / yr | $639K |
| Riverine Flood | Low | 0.25 / yr | $7M |
| Winter Weather | Low | 36.41 / yr | $47K |
| Volcanic Activity | Very Low | 0.00 / yr | $2 |
| Earthquake | Very Low | 0.00 / yr | $66K |
| Tornado | Very Low | 0.21 / yr | $300K |
| Ice Storm | Very Low | 0.01 / yr | $8K |
| Strong Wind | Very Low | 0.82 / yr | $106K |
| Cold Wave | Very Low | 0.33 / yr | $10K |
| Coastal Flood | Very Low | 0.00 / yr | $0 |
| Drought | Very Low | 25.40 / yr | $0 |
| Heat Wave | Very Low | 0.00 / yr | $0 |
| Hurricane | Very Low | 0.00 / yr | $0 |
| Tsunami | Very Low | 0.00 / yr | $0 |
Frequently Asked Questions
What is the overall natural disaster risk for Clear Creek County?
Clear Creek County has a composite FEMA National Risk Index score of 46.7 out of 100, placing it in the Low category and the 47th national percentile. This combines Expected Annual Loss, Social Vulnerability, and Community Resilience across 18 hazard types.
What are the top natural hazards in Clear Creek County?
The three highest-rated hazards are Avalanche (Very High, $8M EAL), Wildfire (Medium, $4M EAL), Landslide (Medium, $64K EAL). These account for most of the county's expected annual losses.
How does Clear Creek County compare to other Colorado counties?
Clear Creek County ranks #27 of 64 Colorado counties for overall natural disaster risk, with a low rating.
What does Expected Annual Loss (EAL) mean?
EAL is FEMA's estimate of average annual dollar losses from natural hazards, calculated from historical event data and exposure models. Clear Creek County's $21M EAL is a statistical average, not a guarantee for any specific year or address.