St. John Island, Virgin Islands Natural Disaster Risk

FEMA National Risk Index assessment · VI

Very Low

Composite Risk Score

0.0

National percentile: 0th

St. John Island faces very low composite natural disaster risk (NRI Risk Index score 0.0, 0th national percentile), driven primarily by a mix of natural hazards exposure. Expected annual loss across all 18 hazard types is $7M.

Source: FEMA National Risk Index v1.20 · Updated December 2025

Risk Overview

Overall natural disaster risk in St. John Island is very low, with a National Risk Index score of 0.0 out of 100 — placing it in the 0th national percentile and among the lowest-risk counties in the country. The score blends Expected Annual Loss, Social Vulnerability, and Community Resilience across all 18 FEMA hazard types.

No individual hazard records measurable expected loss in St. John Island in the current dataset, which keeps its overall expected annual loss low at $7M.

Beyond physical exposure, St. John Island has a very low social vulnerability rating (how susceptible the population is to harm) and a very low community resilience rating (its capacity to prepare for and recover from disasters). Both measures sit toward the lower end, indicating relatively modest population sensitivity.

The federal record bears this out: St. John Island has received 27 federal disaster declarations since 1970, including 17 for hurricane events and 3 for flood events. The most recent was Tropical Storm Ernesto (tropical storm), declared in October 2024.

Among 3 Virgin Islands counties, St. John Island ranks #2 for overall natural disaster risk.

Expected Annual Loss $7M Annualized county-level EAL
Social Vulnerability Very Low Population sensitivity
Community Resilience Very Low Capacity to recover
Population 4K Latest estimate

Top Hazards

Avalanche
Very Low $0/yr
Coastal Flood
Very Low $13K/yr
Cold Wave
Very Low $0/yr

All 18 Hazard Risks

Avalanche Very Low 0.00 / yr$0
Coastal Flood Very Low 0.21 / yr$13K
Cold Wave Very Low 0.00 / yr$0
Drought Very Low 0.00 / yr$0
Earthquake Very Low 0.13 / yr$825K
Hail Very Low 0.00 / yr$44
Heat Wave Very Low 0.00 / yr$0
Hurricane Very Low 0.26 / yr$5M
Ice Storm Very Low 0.00 / yr$0
Riverine Flood Very Low 0.32 / yr$386K
Landslide Very Low 0.00 / yr$0
Lightning Very Low 0.00 / yr$0
Strong Wind Very Low 0.00 / yr$13
Tornado Very Low 0.00 / yr$534
Tsunami Very Low 0.04 / yr$70K
Volcanic Activity Very Low 0.01 / yr$93
Wildfire Very Low 0.00 / yr$0
Winter Weather Very Low 0.00 / yr$0

Disaster History

St. John Island has received 27 federal disaster declarations since 1970, most recently Tropical Storm Ernesto in October 2024. Most frequent causes: Hurricane (17), Flood (3), Tropical Storm (2).

DeclaredTypeDisaster
October 2024Tropical StormTropical Storm Ernesto
August 2024Tropical StormTropical Storm Ernesto
July 2020HurricanePotential Tropical Cyclone Nine
April 2020BiologicalCovid-19 Pandemic
March 2020BiologicalCovid-19
August 2019HurricaneHurricane Dorian
September 2017HurricaneHurricane Maria
September 2017HurricaneHurricane Maria
September 2017HurricaneHurricane Irma
September 2017HurricaneHurricane Irma

Showing the 10 most recent of 27 declarations.

Source: FEMA Disaster Declarations Summaries (OpenFEMA).

Frequently Asked Questions

What is the overall natural disaster risk for St. John Island?

St. John Island has a composite FEMA National Risk Index score of 0.0 out of 100, placing it in the Very Low category and the 0th national percentile. This combines Expected Annual Loss, Social Vulnerability, and Community Resilience across 18 hazard types.

What are the top natural hazards in St. John Island?

The three highest-rated hazards are Avalanche (Very Low, $0 EAL), Coastal Flood (Very Low, $13K EAL), Cold Wave (Very Low, $0 EAL). These account for most of the county's expected annual losses.

How does St. John Island compare to other Virgin Islands counties?

St. John Island ranks #2 of 3 Virgin Islands counties for overall natural disaster risk, with a very low rating.

How many federally declared disasters has St. John Island had?

FEMA records 27 federal disaster declarations for St. John Island since 1970, most often 17 for hurricane events and 3 for flood events. The most recent was Tropical Storm Ernesto, declared in October 2024.

What does Expected Annual Loss (EAL) mean?

EAL is FEMA's estimate of average annual dollar losses from natural hazards, calculated from historical event data and exposure models. St. John Island's $7M EAL is a statistical average, not a guarantee for any specific year or address.