Saline County, Nebraska Natural Disaster Risk
FEMA National Risk Index assessment · NE
Very LowComposite Risk Score
National percentile: 42th
Saline County faces very low composite natural disaster risk (NRI Risk Index score 42.4, 42th national percentile), driven primarily by hail and strong wind exposure. Expected annual loss across all 18 hazard types is $12M.
Source: FEMA National Risk Index v1.20 · Updated December 2025
Risk Overview
Overall natural disaster risk in Saline County is very low, with a National Risk Index score of 42.4 out of 100 — placing it in the 42nd national percentile and among the lowest-risk counties in the country. The score blends Expected Annual Loss, Social Vulnerability, and Community Resilience across all 18 FEMA hazard types.
Risk here concentrates in hail (ice stones from severe thunderstorms that damage property and crops) at High risk — $2M in expected annual loss and about 8.03 events per year; strong wind (damaging straight-line winds outside of tornadoes and hurricanes) at High risk — $1M in expected annual loss and about 4.61 events per year; and ice storm (freezing rain that coats surfaces in heavy, damaging ice) at Medium risk — $362K in expected annual loss and about 0.91 events per year. Across all hazards, FEMA estimates $12M in expected annual loss for a population of 14K.
Beyond physical exposure, Saline County has a medium social vulnerability rating (how susceptible the population is to harm) and a medium community resilience rating (its capacity to prepare for and recover from disasters). Both measures sit toward the lower end, indicating relatively modest population sensitivity.
The county's disaster history tells the same story: Saline County has received 21 federal disaster declarations since 1967, including 9 for severe storm events and 5 for flood events. The most recent was Severe Storms, Straight-Line Winds, and Flooding (severe storm), declared in October 2025.
Among 93 Nebraska counties, Saline County ranks #21 for overall natural disaster risk.
Top Hazards
All 18 Hazard Risks
| Hail | High | 8.03 / yr | $2M |
| Strong Wind | High | 4.61 / yr | $1M |
| Ice Storm | Medium | 0.91 / yr | $362K |
| Drought | Medium | 24.31 / yr | $756K |
| Winter Weather | Medium | 12.79 / yr | $168K |
| Tornado | Medium | 0.57 / yr | $2M |
| Wildfire | Low | 0.00 / yr | $151K |
| Lightning | Low | 44.73 / yr | $205K |
| Riverine Flood | Low | 2.29 / yr | $4M |
| Cold Wave | Very Low | 3.63 / yr | $225K |
| Earthquake | Very Low | 0.00 / yr | $22K |
| Heat Wave | Very Low | 7.42 / yr | $47K |
| Landslide | Very Low | 0.10 / yr | $29 |
| Avalanche | Very Low | 0.00 / yr | $0 |
| Coastal Flood | Very Low | 0.00 / yr | $0 |
| Hurricane | Very Low | 0.00 / yr | $0 |
| Tsunami | Very Low | 0.00 / yr | $0 |
| Volcanic Activity | Very Low | 0.00 / yr | $0 |
Disaster History
Saline County has received 21 federal disaster declarations since 1967, most recently Severe Storms, Straight-Line Winds, and Flooding in October 2025. Most frequent causes: Severe Storm (9), Flood (5), Biological (2).
| Declared | Type | Disaster |
|---|---|---|
| October 2025 | Severe Storm | Severe Storms, Straight-Line Winds, and Flooding |
| May 2025 | Winter Storm | Severe Winter Storm and Straight-Line Winds |
| February 2022 | Severe Storm | Severe Storms, Straight-Line Winds, and Tornadoes |
| April 2020 | Biological | Covid-19 Pandemic |
| March 2020 | Biological | Covid-19 |
| March 2019 | Flood | Severe Winter Storm, Straight-Line Winds, and Flooding |
| June 2015 | Severe Storm | Severe Storms, Tornadoes, Straight-Line Winds, and Flooding |
| June 2014 | Tornado | Severe Storms, Tornadoes, Straight-Line Winds, and Flooding |
| April 2010 | Flood | Severe Storms, Ice Jams, and Flooding |
| February 2010 | Severe Storm | Severe Winter Storms and Snowstorm |
Showing the 10 most recent of 21 declarations.
Source: FEMA Disaster Declarations Summaries (OpenFEMA).
Frequently Asked Questions
What is the overall natural disaster risk for Saline County?
Saline County has a composite FEMA National Risk Index score of 42.4 out of 100, placing it in the Very Low category and the 42th national percentile. This combines Expected Annual Loss, Social Vulnerability, and Community Resilience across 18 hazard types.
What are the top natural hazards in Saline County?
The three highest-rated hazards are Hail (High, $2M EAL), Strong Wind (High, $1M EAL), Ice Storm (Medium, $362K EAL). These account for most of the county's expected annual losses.
How does Saline County compare to other Nebraska counties?
Saline County ranks #21 of 93 Nebraska counties for overall natural disaster risk, with a very low rating.
How many federally declared disasters has Saline County had?
FEMA records 21 federal disaster declarations for Saline County since 1967, most often 9 for severe storm events and 5 for flood events. The most recent was Severe Storms, Straight-Line Winds, and Flooding, declared in October 2025.
What does Expected Annual Loss (EAL) mean?
EAL is FEMA's estimate of average annual dollar losses from natural hazards, calculated from historical event data and exposure models. Saline County's $12M EAL is a statistical average, not a guarantee for any specific year or address.