Terrebonne Parish

Louisiana — Natural Disaster Risk Assessment

Medium

Composite Risk Score

94.2

National percentile: 94th

Terrebonne Parish faces medium composite natural disaster risk (NRI Risk Index score 94.2, 94th national percentile), driven primarily by hurricane and coastal flood exposure. Expected annual loss across all 18 hazard types is $141M.

Source: FEMA National Risk Index v1.20 · Updated December 2025

Expected Annual Loss $141M Annualized county-level EAL
Social Vulnerability Medium Population sensitivity
Community Resilience Very High Capacity to recover
Population 109K Latest estimate

Top Hazards

Hurricane
Very High $89M/yr
Coastal Flood
High $9M/yr
Heat Wave
Medium $4M/yr

All 18 Hazard Risks

Hurricane Very High 0.28 / yr $89M
Coastal Flood High 4.20 / yr $9M
Heat Wave Medium 12.92 / yr $4M
Tornado High 0.71 / yr $9M
Lightning High 87.67 / yr $1M
Cold Wave Medium 0.71 / yr $6M
Drought Medium 28.12 / yr $1M
Riverine Flood Medium 0.71 / yr $20M
Hail Low 0.56 / yr $505K
Winter Weather Low 0.37 / yr $76K
Earthquake Very Low 0.00 / yr $329K
Strong Wind Low 0.56 / yr $323K
Wildfire Very Low 0.00 / yr $9K
Landslide Very Low 0.13 / yr $142
Ice Storm Very Low 0.01 / yr $1K
Avalanche Very Low 0.00 / yr $0
Tsunami Very Low 0.00 / yr $0
Volcanic Activity Very Low 0.00 / yr $0

Frequently Asked Questions

What is the overall natural disaster risk for Terrebonne Parish?

Terrebonne Parish has a composite FEMA National Risk Index score of 94.2 out of 100, placing it in the Medium category and the 94th national percentile. This combines Expected Annual Loss, Social Vulnerability, and Community Resilience across 18 hazard types.

What are the top natural hazards in Terrebonne Parish?

The three highest-rated hazards are Hurricane (Very High, $89M EAL), Coastal Flood (High, $9M EAL), Heat Wave (Medium, $4M EAL). These account for most of the county's expected annual losses.

How does Terrebonne Parish compare to other Louisiana counties?

Terrebonne Parish ranks #8 of 64 Louisiana counties for overall natural disaster risk, with a medium rating.

What does Expected Annual Loss (EAL) mean?

EAL is FEMA's estimate of average annual dollar losses from natural hazards, calculated from historical event data and exposure models. Terrebonne Parish's $141M EAL is a statistical average, not a guarantee for any specific year or address.