Osborne County, Kansas Natural Disaster Risk

FEMA National Risk Index assessment · KS

Very Low

Composite Risk Score

21.4

National percentile: 21th

Osborne County faces very low composite natural disaster risk (NRI Risk Index score 21.4, 21th national percentile), driven primarily by hail and drought exposure. Expected annual loss across all 18 hazard types is $7M.

Source: FEMA National Risk Index v1.20 · Updated December 2025

Risk Overview

Overall natural disaster risk in Osborne County is very low, with a National Risk Index score of 21.4 out of 100 — placing it in the 21st national percentile and among the lowest-risk counties in the country. The score blends Expected Annual Loss, Social Vulnerability, and Community Resilience across all 18 FEMA hazard types.

Risk here concentrates in hail (ice stones from severe thunderstorms that damage property and crops) at High risk — $2M in expected annual loss and about 8.42 events per year; drought (extended dry periods that stress water supplies and agriculture) at Medium risk — $839K in expected annual loss and about 37.69 events per year; and ice storm (freezing rain that coats surfaces in heavy, damaging ice) at Medium risk — $159K in expected annual loss and about 0.65 events per year. Across all hazards, FEMA estimates $7M in expected annual loss for a population of 3K.

Beyond physical exposure, Osborne County has a medium social vulnerability rating (how susceptible the population is to harm) and a high community resilience rating (its capacity to prepare for and recover from disasters). A less vulnerable population paired with strong resilience helps the community absorb and recover from events.

History supports the rating: Osborne County has received 18 federal disaster declarations since 1973, including 12 for severe storm events and 2 for biological events. The most recent was Severe Winter Storm, Straight-Line Winds, Flooding, and Wildfires (severe storm), declared in May 2025.

Among 105 Kansas counties, Osborne County ranks #52 for overall natural disaster risk.

Expected Annual Loss $7M Annualized county-level EAL
Social Vulnerability Medium Population sensitivity
Community Resilience High Capacity to recover
Population 3K Latest estimate

Top Hazards

High $2M/yr
Medium $839K/yr
Medium $159K/yr

All 18 Hazard Risks

Hail High 8.42 / yr$2M
Drought Medium 37.69 / yr$839K
Ice Storm Medium 0.65 / yr$159K
Strong Wind Medium 4.91 / yr$698K
Wildfire Very Low 0.00 / yr$48K
Winter Weather Low 11.47 / yr$57K
Tornado Low 0.91 / yr$572K
Riverine Flood Very Low 0.71 / yr$2M
Cold Wave Very Low 3.11 / yr$179K
Lightning Very Low 45.34 / yr$55K
Earthquake Very Low 0.00 / yr$13K
Landslide Very Low 0.23 / yr$41
Heat Wave Very Low 7.84 / yr$18K
Avalanche Very Low 0.00 / yr$0
Coastal Flood Very Low 0.00 / yr$0
Hurricane Very Low 0.00 / yr$0
Tsunami Very Low 0.00 / yr$0
Volcanic Activity Very Low 0.00 / yr$0

Disaster History

Osborne County has received 18 federal disaster declarations since 1973, most recently Severe Winter Storm, Straight-Line Winds, Flooding, and Wildfires in May 2025. Most frequent causes: Severe Storm (12), Biological (2), Flood (2).

DeclaredTypeDisaster
May 2025Severe StormSevere Winter Storm, Straight-Line Winds, Flooding, and Wildfires
February 2022Severe StormSevere Storms and Straight Line Winds
March 2020BiologicalCovid-19 Pandemic
March 2020BiologicalCovid-19
June 2019Severe StormSevere Storms, Straight-Line Winds, Tornadoes, Flooding,Landslides,and Mudslides
April 2013SnowstormSnowstorm
May 2012Severe StormSevere Storms, Tornadoes, Straight-Line Winds, and Flooding
July 2011Severe StormSevere Storms, Straight-Line Winds, Tornadoes, and Flooding
August 2010Severe StormSevere Storms, Flooding, and Tornadoes
July 2008Severe StormSevere Storms, Flooding and Tornadoes

Showing the 10 most recent of 18 declarations.

Source: FEMA Disaster Declarations Summaries (OpenFEMA).

Frequently Asked Questions

What is the overall natural disaster risk for Osborne County?

Osborne County has a composite FEMA National Risk Index score of 21.4 out of 100, placing it in the Very Low category and the 21th national percentile. This combines Expected Annual Loss, Social Vulnerability, and Community Resilience across 18 hazard types.

What are the top natural hazards in Osborne County?

The three highest-rated hazards are Hail (High, $2M EAL), Drought (Medium, $839K EAL), Ice Storm (Medium, $159K EAL). These account for most of the county's expected annual losses.

How does Osborne County compare to other Kansas counties?

Osborne County ranks #52 of 105 Kansas counties for overall natural disaster risk, with a very low rating.

How many federally declared disasters has Osborne County had?

FEMA records 18 federal disaster declarations for Osborne County since 1973, most often 12 for severe storm events and 2 for biological events. The most recent was Severe Winter Storm, Straight-Line Winds, Flooding, and Wildfires, declared in May 2025.

What does Expected Annual Loss (EAL) mean?

EAL is FEMA's estimate of average annual dollar losses from natural hazards, calculated from historical event data and exposure models. Osborne County's $7M EAL is a statistical average, not a guarantee for any specific year or address.