Montgomery County
Kansas — Natural Disaster Risk Assessment
LowComposite Risk Score
National percentile: 73th
Montgomery County faces low composite natural disaster risk (NRI Risk Index score 73.4, 73th national percentile), driven primarily by tornado and cold wave exposure. Expected annual loss across all 18 hazard types is $27M.
Source: FEMA National Risk Index v1.20 · Updated December 2025
Top Hazards
All 18 Hazard Risks
| Tornado | Medium | 0.51 / yr | $6M |
| Cold Wave | Medium | 1.37 / yr | $5M |
| Winter Weather | Medium | 8.37 / yr | $235K |
| Strong Wind | Medium | 5.76 / yr | $1M |
| Ice Storm | High | 0.58 / yr | $469K |
| Heat Wave | Medium | 16.58 / yr | $1M |
| Lightning | Medium | 53.86 / yr | $509K |
| Hail | Medium | 7.07 / yr | $565K |
| Drought | Medium | 44.04 / yr | $481K |
| Riverine Flood | Low | 2.11 / yr | $11M |
| Wildfire | Low | 0.00 / yr | $149K |
| Landslide | Very Low | 0.12 / yr | $1K |
| Earthquake | Very Low | 0.00 / yr | $211K |
| Hurricane | Very Low | 0.01 / yr | $18K |
| Avalanche | Very Low | 0.00 / yr | $0 |
| Coastal Flood | Very Low | 0.00 / yr | $0 |
| Tsunami | Very Low | 0.00 / yr | $0 |
| Volcanic Activity | Very Low | 0.00 / yr | $0 |
Frequently Asked Questions
What is the overall natural disaster risk for Montgomery County?
Montgomery County has a composite FEMA National Risk Index score of 73.4 out of 100, placing it in the Low category and the 73th national percentile. This combines Expected Annual Loss, Social Vulnerability, and Community Resilience across 18 hazard types.
What are the top natural hazards in Montgomery County?
The three highest-rated hazards are Tornado (Medium, $6M EAL), Cold Wave (Medium, $5M EAL), Winter Weather (Medium, $235K EAL). These account for most of the county's expected annual losses.
How does Montgomery County compare to other Kansas counties?
Montgomery County ranks #8 of 105 Kansas counties for overall natural disaster risk, with a low rating.
What does Expected Annual Loss (EAL) mean?
EAL is FEMA's estimate of average annual dollar losses from natural hazards, calculated from historical event data and exposure models. Montgomery County's $27M EAL is a statistical average, not a guarantee for any specific year or address.