Bourbon County, Kansas Natural Disaster Risk

FEMA National Risk Index assessment · KS

Very Low

Composite Risk Score

35.7

National percentile: 36th

Bourbon County faces very low composite natural disaster risk (NRI Risk Index score 35.7, 36th national percentile), driven primarily by hail and drought exposure. Expected annual loss across all 18 hazard types is $10M.

Source: FEMA National Risk Index v1.20 · Updated December 2025

Risk Overview

FEMA's National Risk Index rates Bourbon County at very low composite risk, with a National Risk Index score of 35.7 out of 100 — placing it in the 36th national percentile and among the lowest-risk counties in the country. The score blends Expected Annual Loss, Social Vulnerability, and Community Resilience across all 18 FEMA hazard types.

Risk here concentrates in hail (ice stones from severe thunderstorms that damage property and crops) at Medium risk — $1M in expected annual loss and about 6.56 events per year; drought (extended dry periods that stress water supplies and agriculture) at Medium risk — $684K in expected annual loss and about 13.89 events per year; and ice storm (freezing rain that coats surfaces in heavy, damaging ice) at Medium risk — $255K in expected annual loss and about 0.54 events per year. Across all hazards, FEMA estimates $10M in expected annual loss for a population of 14K.

Beyond physical exposure, Bourbon County has a medium social vulnerability rating (how susceptible the population is to harm) and a medium community resilience rating (its capacity to prepare for and recover from disasters). Both measures sit toward the lower end, indicating relatively modest population sensitivity.

History supports the rating: Bourbon County has received 18 federal disaster declarations since 1969, including 11 for severe storm events and 2 for biological events. The most recent was Severe Storms, Straight-Line Winds, Tornadoes, and Flooding (severe storm), declared in July 2025.

Among 105 Kansas counties, Bourbon County ranks #35 for overall natural disaster risk.

Expected Annual Loss $10M Annualized county-level EAL
Social Vulnerability Medium Population sensitivity
Community Resilience Medium Capacity to recover
Population 14K Latest estimate

Top Hazards

Medium $1M/yr
Medium $684K/yr
Medium $255K/yr

All 18 Hazard Risks

Hail Medium 6.56 / yr$1M
Drought Medium 13.89 / yr$684K
Ice Storm Medium 0.54 / yr$255K
Winter Weather Medium 10.68 / yr$130K
Heat Wave Low 16.11 / yr$623K
Strong Wind Medium 5.03 / yr$657K
Lightning Low 54.58 / yr$192K
Cold Wave Low 2.26 / yr$750K
Wildfire Very Low 0.00 / yr$31K
Landslide Very Low 0.12 / yr$805
Tornado Low 0.39 / yr$906K
Earthquake Very Low 0.00 / yr$163K
Riverine Flood Low 2.43 / yr$4M
Hurricane Very Low 0.01 / yr$8K
Avalanche Very Low 0.00 / yr$0
Coastal Flood Very Low 0.00 / yr$0
Tsunami Very Low 0.00 / yr$0
Volcanic Activity Very Low 0.00 / yr$0

Disaster History

Bourbon County has received 18 federal disaster declarations since 1969, most recently Severe Storms, Straight-Line Winds, Tornadoes, and Flooding in July 2025. Most frequent causes: Severe Storm (11), Biological (2), Flood (2).

DeclaredTypeDisaster
July 2025Severe StormSevere Storms, Straight-Line Winds, Tornadoes, and Flooding
July 2024Severe StormSevere Storms, Straight-Line Winds, Tornadoes, and Flooding
March 2020BiologicalCovid-19 Pandemic
March 2020BiologicalCovid-19
June 2019Severe StormSevere Storms, Straight-Line Winds, Tornadoes, Flooding,Landslides,and Mudslides
October 2013Severe StormSevere Storms, Straight-Line Winds, Tornadoes, and Flooding
March 2010Severe StormSevere Winter Storms and Snowstorm
September 2009Severe StormSevere Storms and Flooding
June 2009Severe StormSevere Storms, Flooding, Straight-Line Winds, and Tornadoes
July 2008Severe StormSevere Storms, Flooding and Tornadoes

Showing the 10 most recent of 18 declarations.

Source: FEMA Disaster Declarations Summaries (OpenFEMA).

Frequently Asked Questions

What is the overall natural disaster risk for Bourbon County?

Bourbon County has a composite FEMA National Risk Index score of 35.7 out of 100, placing it in the Very Low category and the 36th national percentile. This combines Expected Annual Loss, Social Vulnerability, and Community Resilience across 18 hazard types.

What are the top natural hazards in Bourbon County?

The three highest-rated hazards are Hail (Medium, $1M EAL), Drought (Medium, $684K EAL), Ice Storm (Medium, $255K EAL). These account for most of the county's expected annual losses.

How does Bourbon County compare to other Kansas counties?

Bourbon County ranks #35 of 105 Kansas counties for overall natural disaster risk, with a very low rating.

How many federally declared disasters has Bourbon County had?

FEMA records 18 federal disaster declarations for Bourbon County since 1969, most often 11 for severe storm events and 2 for biological events. The most recent was Severe Storms, Straight-Line Winds, Tornadoes, and Flooding, declared in July 2025.

What does Expected Annual Loss (EAL) mean?

EAL is FEMA's estimate of average annual dollar losses from natural hazards, calculated from historical event data and exposure models. Bourbon County's $10M EAL is a statistical average, not a guarantee for any specific year or address.