Osceola County
Iowa — Natural Disaster Risk Assessment
Very LowComposite Risk Score
National percentile: 15th
Osceola County faces very low composite natural disaster risk (NRI Risk Index score 14.9, 15th national percentile), driven primarily by hail and winter weather exposure. Expected annual loss across all 18 hazard types is $5M.
Source: FEMA National Risk Index v1.20 · Updated December 2025
Top Hazards
All 18 Hazard Risks
| Hail | Medium | 5.74 / yr | $1M |
| Winter Weather | Medium | 18.42 / yr | $106K |
| Drought | Low | 17.67 / yr | $249K |
| Cold Wave | Low | 10.68 / yr | $896K |
| Ice Storm | Low | 1.05 / yr | $63K |
| Tornado | Low | 0.32 / yr | $877K |
| Strong Wind | Low | 4.00 / yr | $262K |
| Heat Wave | Very Low | 4.74 / yr | $100K |
| Landslide | Very Low | 0.04 / yr | $61 |
| Riverine Flood | Very Low | 0.36 / yr | $2M |
| Lightning | Very Low | 38.81 / yr | $46K |
| Wildfire | Very Low | 0.00 / yr | $4K |
| Earthquake | Very Low | 0.00 / yr | $8K |
| Avalanche | Very Low | 0.00 / yr | $0 |
| Coastal Flood | Very Low | 0.00 / yr | $0 |
| Hurricane | Very Low | 0.00 / yr | $0 |
| Tsunami | Very Low | 0.00 / yr | $0 |
| Volcanic Activity | Very Low | 0.00 / yr | $0 |
Frequently Asked Questions
What is the overall natural disaster risk for Osceola County?
Osceola County has a composite FEMA National Risk Index score of 14.9 out of 100, placing it in the Very Low category and the 15th national percentile. This combines Expected Annual Loss, Social Vulnerability, and Community Resilience across 18 hazard types.
What are the top natural hazards in Osceola County?
The three highest-rated hazards are Hail (Medium, $1M EAL), Winter Weather (Medium, $106K EAL), Drought (Low, $249K EAL). These account for most of the county's expected annual losses.
How does Osceola County compare to other Iowa counties?
Osceola County ranks #95 of 99 Iowa counties for overall natural disaster risk, with a very low rating.
What does Expected Annual Loss (EAL) mean?
EAL is FEMA's estimate of average annual dollar losses from natural hazards, calculated from historical event data and exposure models. Osceola County's $5M EAL is a statistical average, not a guarantee for any specific year or address.