Henry County

Iowa — Natural Disaster Risk Assessment

Very Low

Composite Risk Score

30.9

National percentile: 31th

Henry County faces very low composite natural disaster risk (NRI Risk Index score 30.9, 31th national percentile), driven primarily by heat wave and strong wind exposure. Expected annual loss across all 18 hazard types is $10M.

Source: FEMA National Risk Index v1.20 · Updated December 2025

Expected Annual Loss $10M Annualized county-level EAL
Social Vulnerability Medium Population sensitivity
Community Resilience Very High Capacity to recover
Population 20K Latest estimate

Top Hazards

Heat Wave
Medium $2M/yr
Strong Wind
Medium $1M/yr
Hail
Medium $835K/yr

All 18 Hazard Risks

Heat Wave Medium 9.00 / yr $2M
Strong Wind Medium 5.44 / yr $1M
Hail Medium 3.99 / yr $835K
Drought Medium 11.48 / yr $804K
Lightning Medium 45.03 / yr $368K
Landslide Very Low 0.13 / yr $3K
Tornado Low 0.34 / yr $1M
Wildfire Very Low 0.00 / yr $41K
Earthquake Very Low 0.00 / yr $183K
Winter Weather Low 12.68 / yr $48K
Ice Storm Low 0.27 / yr $52K
Cold Wave Low 4.95 / yr $419K
Riverine Flood Very Low 0.82 / yr $3M
Hurricane Very Low 0.01 / yr $4K
Avalanche Very Low 0.00 / yr $0
Coastal Flood Very Low 0.00 / yr $0
Tsunami Very Low 0.00 / yr $0
Volcanic Activity Very Low 0.00 / yr $0

Frequently Asked Questions

What is the overall natural disaster risk for Henry County?

Henry County has a composite FEMA National Risk Index score of 30.9 out of 100, placing it in the Very Low category and the 31th national percentile. This combines Expected Annual Loss, Social Vulnerability, and Community Resilience across 18 hazard types.

What are the top natural hazards in Henry County?

The three highest-rated hazards are Heat Wave (Medium, $2M EAL), Strong Wind (Medium, $1M EAL), Hail (Medium, $835K EAL). These account for most of the county's expected annual losses.

How does Henry County compare to other Iowa counties?

Henry County ranks #63 of 99 Iowa counties for overall natural disaster risk, with a very low rating.

What does Expected Annual Loss (EAL) mean?

EAL is FEMA's estimate of average annual dollar losses from natural hazards, calculated from historical event data and exposure models. Henry County's $10M EAL is a statistical average, not a guarantee for any specific year or address.