Thomas County
Georgia — Natural Disaster Risk Assessment
LowComposite Risk Score
National percentile: 66th
Thomas County faces low composite natural disaster risk (NRI Risk Index score 66.0, 66th national percentile), driven primarily by hurricane and lightning exposure. Expected annual loss across all 18 hazard types is $20M.
Source: FEMA National Risk Index v1.20 · Updated December 2025
Top Hazards
All 18 Hazard Risks
| Hurricane | Medium | 0.25 / yr | $9M |
| Lightning | Medium | 74.33 / yr | $522K |
| Cold Wave | Medium | 1.63 / yr | $2M |
| Wildfire | Low | 0.00 / yr | $151K |
| Heat Wave | Low | 5.05 / yr | $482K |
| Riverine Flood | Low | 0.61 / yr | $7M |
| Drought | Low | 25.92 / yr | $152K |
| Tornado | Low | 0.32 / yr | $1M |
| Earthquake | Very Low | 0.00 / yr | $201K |
| Strong Wind | Low | 1.60 / yr | $263K |
| Hail | Very Low | 1.27 / yr | $107K |
| Winter Weather | Low | 0.32 / yr | $22K |
| Landslide | Very Low | 0.07 / yr | $46 |
| Ice Storm | Very Low | 0.01 / yr | $3K |
| Avalanche | Very Low | 0.00 / yr | $0 |
| Coastal Flood | Very Low | 0.00 / yr | $0 |
| Tsunami | Very Low | 0.00 / yr | $0 |
| Volcanic Activity | Very Low | 0.00 / yr | $0 |
Frequently Asked Questions
What is the overall natural disaster risk for Thomas County?
Thomas County has a composite FEMA National Risk Index score of 66.0 out of 100, placing it in the Low category and the 66th national percentile. This combines Expected Annual Loss, Social Vulnerability, and Community Resilience across 18 hazard types.
What are the top natural hazards in Thomas County?
The three highest-rated hazards are Hurricane (Medium, $9M EAL), Lightning (Medium, $522K EAL), Cold Wave (Medium, $2M EAL). These account for most of the county's expected annual losses.
How does Thomas County compare to other Georgia counties?
Thomas County ranks #34 of 159 Georgia counties for overall natural disaster risk, with a low rating.
What does Expected Annual Loss (EAL) mean?
EAL is FEMA's estimate of average annual dollar losses from natural hazards, calculated from historical event data and exposure models. Thomas County's $20M EAL is a statistical average, not a guarantee for any specific year or address.