Gilmer County
Georgia — Natural Disaster Risk Assessment
LowComposite Risk Score
National percentile: 68th
Gilmer County faces low composite natural disaster risk (NRI Risk Index score 68.1, 68th national percentile), driven primarily by landslide and cold wave exposure. Expected annual loss across all 18 hazard types is $19M.
Source: FEMA National Risk Index v1.20 · Updated December 2025
Top Hazards
All 18 Hazard Risks
| Landslide | Medium | 1.55 / yr | $118K |
| Cold Wave | Medium | 2.42 / yr | $3M |
| Lightning | Medium | 61.32 / yr | $521K |
| Riverine Flood | Medium | 0.89 / yr | $12M |
| Tornado | Medium | 0.24 / yr | $2M |
| Earthquake | Low | 0.00 / yr | $654K |
| Wildfire | Low | 0.00 / yr | $135K |
| Drought | Low | 37.69 / yr | $230K |
| Hurricane | Low | 0.02 / yr | $141K |
| Strong Wind | Medium | 3.43 / yr | $509K |
| Hail | Low | 5.27 / yr | $253K |
| Ice Storm | Low | 0.78 / yr | $70K |
| Winter Weather | Low | 7.53 / yr | $22K |
| Heat Wave | Very Low | 0.11 / yr | $7K |
| Avalanche | Very Low | 0.00 / yr | $0 |
| Coastal Flood | Very Low | 0.00 / yr | $0 |
| Tsunami | Very Low | 0.00 / yr | $0 |
| Volcanic Activity | Very Low | 0.00 / yr | $0 |
Frequently Asked Questions
What is the overall natural disaster risk for Gilmer County?
Gilmer County has a composite FEMA National Risk Index score of 68.1 out of 100, placing it in the Low category and the 68th national percentile. This combines Expected Annual Loss, Social Vulnerability, and Community Resilience across 18 hazard types.
What are the top natural hazards in Gilmer County?
The three highest-rated hazards are Landslide (Medium, $118K EAL), Cold Wave (Medium, $3M EAL), Lightning (Medium, $521K EAL). These account for most of the county's expected annual losses.
How does Gilmer County compare to other Georgia counties?
Gilmer County ranks #29 of 159 Georgia counties for overall natural disaster risk, with a low rating.
What does Expected Annual Loss (EAL) mean?
EAL is FEMA's estimate of average annual dollar losses from natural hazards, calculated from historical event data and exposure models. Gilmer County's $19M EAL is a statistical average, not a guarantee for any specific year or address.