Elbert County
Colorado — Natural Disaster Risk Assessment
Very LowComposite Risk Score
National percentile: 37th
Elbert County faces very low composite natural disaster risk (NRI Risk Index score 36.6, 37th national percentile), driven primarily by wildfire and hail exposure. Expected annual loss across all 18 hazard types is $17M.
Source: FEMA National Risk Index v1.20 · Updated December 2025
Top Hazards
All 18 Hazard Risks
| Wildfire | Medium | 0.00 / yr | $5M |
| Hail | Medium | 8.02 / yr | $2M |
| Winter Weather | Medium | 14.67 / yr | $252K |
| Cold Wave | Low | 1.82 / yr | $1M |
| Tornado | Low | 2.17 / yr | $2M |
| Lightning | Low | 53.49 / yr | $254K |
| Volcanic Activity | Very Low | 0.00 / yr | $6 |
| Drought | Low | 42.58 / yr | $54K |
| Earthquake | Very Low | 0.00 / yr | $133K |
| Landslide | Very Low | 0.45 / yr | $523 |
| Riverine Flood | Very Low | 0.82 / yr | $5M |
| Strong Wind | Low | 1.25 / yr | $390K |
| Ice Storm | Very Low | 0.03 / yr | $23K |
| Heat Wave | Very Low | 0.31 / yr | $23K |
| Avalanche | Very Low | 0.00 / yr | $0 |
| Coastal Flood | Very Low | 0.00 / yr | $0 |
| Hurricane | Very Low | 0.00 / yr | $0 |
| Tsunami | Very Low | 0.00 / yr | $0 |
Frequently Asked Questions
What is the overall natural disaster risk for Elbert County?
Elbert County has a composite FEMA National Risk Index score of 36.6 out of 100, placing it in the Very Low category and the 37th national percentile. This combines Expected Annual Loss, Social Vulnerability, and Community Resilience across 18 hazard types.
What are the top natural hazards in Elbert County?
The three highest-rated hazards are Wildfire (Medium, $5M EAL), Hail (Medium, $2M EAL), Winter Weather (Medium, $252K EAL). These account for most of the county's expected annual losses.
How does Elbert County compare to other Colorado counties?
Elbert County ranks #34 of 64 Colorado counties for overall natural disaster risk, with a very low rating.
What does Expected Annual Loss (EAL) mean?
EAL is FEMA's estimate of average annual dollar losses from natural hazards, calculated from historical event data and exposure models. Elbert County's $17M EAL is a statistical average, not a guarantee for any specific year or address.