El Paso County

Colorado — Natural Disaster Risk Assessment

Medium

Composite Risk Score

94.1

National percentile: 94th

El Paso County faces medium composite natural disaster risk (NRI Risk Index score 94.1, 94th national percentile), driven primarily by winter weather and wildfire exposure. Expected annual loss across all 18 hazard types is $213M.

Source: FEMA National Risk Index v1.20 · Updated December 2025

Expected Annual Loss $213M Annualized county-level EAL
Social Vulnerability Very Low Population sensitivity
Community Resilience Medium Capacity to recover
Population 730K Latest estimate

Top Hazards

Winter Weather
Very High $5M/yr
Wildfire
High $42M/yr
Hail
High $18M/yr

All 18 Hazard Risks

Winter Weather Very High 14.54 / yr $5M
Wildfire High 0.01 / yr $42M
Hail High 6.68 / yr $18M
Lightning Very High 59.33 / yr $6M
Tornado High 1.48 / yr $25M
Riverine Flood High 4.11 / yr $105M
Strong Wind High 0.88 / yr $3M
Avalanche Medium 0.03 / yr $457K
Heat Wave Low 0.73 / yr $2M
Earthquake Low 0.00 / yr $2M
Cold Wave Medium 1.60 / yr $4M
Volcanic Activity Very Low 0.00 / yr $172
Ice Storm Medium 0.02 / yr $234K
Drought Low 47.54 / yr $140K
Landslide Very Low 0.50 / yr $1K
Coastal Flood Very Low 0.00 / yr $0
Hurricane Very Low 0.00 / yr $0
Tsunami Very Low 0.00 / yr $0

Frequently Asked Questions

What is the overall natural disaster risk for El Paso County?

El Paso County has a composite FEMA National Risk Index score of 94.1 out of 100, placing it in the Medium category and the 94th national percentile. This combines Expected Annual Loss, Social Vulnerability, and Community Resilience across 18 hazard types.

What are the top natural hazards in El Paso County?

The three highest-rated hazards are Winter Weather (Very High, $5M EAL), Wildfire (High, $42M EAL), Hail (High, $18M EAL). These account for most of the county's expected annual losses.

How does El Paso County compare to other Colorado counties?

El Paso County ranks #3 of 64 Colorado counties for overall natural disaster risk, with a medium rating.

What does Expected Annual Loss (EAL) mean?

EAL is FEMA's estimate of average annual dollar losses from natural hazards, calculated from historical event data and exposure models. El Paso County's $213M EAL is a statistical average, not a guarantee for any specific year or address.