Amador County

California — Natural Disaster Risk Assessment

Low

Composite Risk Score

79.2

National percentile: 79th

Amador County faces low composite natural disaster risk (NRI Risk Index score 79.2, 79th national percentile), driven primarily by drought and wildfire exposure. Expected annual loss across all 18 hazard types is $39M.

Source: FEMA National Risk Index v1.20 · Updated December 2025

Expected Annual Loss $39M Annualized county-level EAL
Social Vulnerability Medium Population sensitivity
Community Resilience Low Capacity to recover
Population 40K Latest estimate

Top Hazards

Drought
High $8M/yr
Wildfire
High $14M/yr
Landslide
Medium $104K/yr

All 18 Hazard Risks

Drought High 60.35 / yr $8M
Wildfire High 0.01 / yr $14M
Landslide Medium 7.45 / yr $104K
Avalanche High 0.07 / yr $2M
Winter Weather High 17.29 / yr $299K
Heat Wave Low 5.89 / yr $1M
Riverine Flood Low 0.75 / yr $12M
Earthquake Low 0.01 / yr $564K
Lightning Low 13.76 / yr $247K
Volcanic Activity Very Low 0.00 / yr $10
Hail Very Low 0.11 / yr $19K
Tornado Very Low 0.06 / yr $26K
Strong Wind Very Low 0.04 / yr $36K
Coastal Flood Very Low 0.00 / yr $0
Cold Wave Very Low 0.00 / yr $0
Hurricane Very Low 0.00 / yr $0
Ice Storm Very Low 0.00 / yr $0
Tsunami Very Low 0.00 / yr $0

Frequently Asked Questions

What is the overall natural disaster risk for Amador County?

Amador County has a composite FEMA National Risk Index score of 79.2 out of 100, placing it in the Low category and the 79th national percentile. This combines Expected Annual Loss, Social Vulnerability, and Community Resilience across 18 hazard types.

What are the top natural hazards in Amador County?

The three highest-rated hazards are Drought (High, $8M EAL), Wildfire (High, $14M EAL), Landslide (Medium, $104K EAL). These account for most of the county's expected annual losses.

How does Amador County compare to other California counties?

Amador County ranks #52 of 58 California counties for overall natural disaster risk, with a low rating.

What does Expected Annual Loss (EAL) mean?

EAL is FEMA's estimate of average annual dollar losses from natural hazards, calculated from historical event data and exposure models. Amador County's $39M EAL is a statistical average, not a guarantee for any specific year or address.